Monday, November 25, 2013

Dirty Bombs Revisited: Combating the Hype by Stratfor

By Scott Stewart
As STRATFOR has noted for several years now, media coverage of the threat posed by dirty bombs runs in a perceptible cycle with distinct spikes and lulls. We are currently in one of the periods of heightened awareness and media coverage. A number of factors appear to have sparked the current interest, including the recently concluded Nuclear Security Summit hosted by U.S. President Barack Obama. Other factors include the resurfacing rumors that al Qaeda militant Adnan El Shukrijumah may have returned to the United States and is planning to conduct an attack, as well as recent statements by members of the Obama administration regarding the threat of jihadist militants using weapons of mass destruction (WMD). A recent incident in India in which a number of people were sickened by radioactive metal at a scrap yard in a New Delhi slum also has received a great deal of media coverage. 
In spite of the fact that dirty bombs have been discussed widely in the press for many years now -- especially since the highly publicized arrest of Jose Padilla in May 2002 -- much misinformation and disinformation continues to circulate regarding dirty bombs. The misinformation stems from long-held misconceptions and ignorance, while the disinformation comes from scaremongers hyping the threat for financial or political reasons. Frankly, many people have made a lot of money by promoting fear since 9/11. 
Just last week, we read a newspaper article in which a purported expert interviewed by the reporter discussed how a dirty bomb would "immediately cause hundreds or even thousands of deaths." This is simply not true. A number of radiological accidents have demonstrated that a dirty bomb will not cause this type of death toll. Indeed, the panic generated by a dirty bomb attack could very well result in more immediate deaths than the detonation of the device itself. Unfortunately, media stories hyping the threat of these devices may foster such panic, thus increasing the death toll. To counter this irrational fear, we feel it is time once again to discuss dirty bombs in detail and provide our readers with a realistic assessment of the threat they pose. 

Dirty Bombs Defined

A dirty bomb is a type of radiological dispersal device (RDD), and RDDs are, as the name implies, devices that disperse a radiological isotope. Depending on the motives of those planning the attack, an RDD could be a low-key weapon that surreptitiously releases aerosolized radioactive material, dumps out a finely powdered radioactive material or dissolves a radioactive material in water. Such surreptitious dispersal methods would be intended to slowly expose as many people as possible to the radiation and to prolong their exposure. Unless large amounts of a very strong radioactive material are used, however, the effects of such an exposure will be limited. People are commonly exposed to heightened levels of radiation during activities such as air travel and mountain climbing. To cause adverse effects, radiation exposure must occur either in a very high dose over a short period or in smaller doses sustained over a longer period. This is not to say that radiation is not dangerous, but rather the idea that the slightest amount of exposure to radiation causes measurable harm is not accurate. 
By its very nature, the RDD is contradictory. Maximizing the harmful effects of radiation involves maximizing the exposure of the victims to the highest possible concentration of a radioisotope. When dispersing the radioisotope, by definition and design the RDD dilutes the concentration of the radiation source, spreading smaller amounts of radiation over a larger area. Additionally, the use of an explosion to disperse the radioisotope alerts the intended victims, who can then evacuate the affected area and be decontaminated. These factors make it very difficult for an attacker to administer a deadly dose of radiation via a dirty bomb. 
It is important to note that a dirty bomb is not a nuclear device, and no nuclear reaction occurs. A dirty bomb will not produce an effect like the nuclear devices dropped on Hiroshima or Nagasaki. A dirty bomb is quite simply an RDD that uses explosives as the means to disperse a radioactive isotope, and the only blast effect will be from the explosives used to disperse the radioisotope. In a dirty bomb attack, radioactive material not only is dispersed, but the dispersal is accomplished in an obvious manner, and the explosion immediately alerts the victims and authorities that an attack has taken place. The attackers hope that notice of their attack will cause mass panic -- in other words, the RDD is a weapon of fear and terror. 
The radioisotopes that can be used to construct an RDD are fairly common. Even those materials considered by many to be the most likely to be used in an RDD, such as cobalt-60 and cesium-137, have legitimate medical, commercial and industrial uses. Organizations such as the International Atomic Energy Agency warn that such radioisotopes are readily available to virtually any country in the world, and they are almost certainly not beyond the reach of even moderately capable non-state actors. Indeed, given the ease of obtaining radiological isotopes and the ease with which a dirty bomb can be constructed, we are surprised that we have not seen one successfully used in a terror attack. We continue to believe that it is only a matter of time before a dirty bomb is effectively employed somewhere. Because of this, let's examine what effectively employing a dirty bomb means. 

Dirty Bomb Effectiveness

Like a nonexplosive RDD, unless a dirty bomb contains a large amount of very strong radioactive material, the effects of the device are not likely to be immediate and dramatic. In fact, the explosive effect of the RDD is likely to kill more people than the device's radiological effect. This need for a large quantity of a radioisotope not only creates the challenge of obtaining that much radioactive material, it also means that such a device would be large and unwieldy -- and therefore difficult to smuggle into a target such as a subway or stadium.
In practical terms, a dirty bomb can produce a wide range of effects depending on the size of the improvised explosive device (IED) and the amount and type of radioactive material involved. (Powdered radioisotopes are easier to disperse than materials in solid form.) Environmental factors such as terrain, weather conditions and population density would also play an important role in determining the effects of such a device. 
Significantly, while the radiological effects of a dirty bomb may not be instantly lethal, the radiological impact of an RDD will in all likelihood affect an area larger than the killing radius of the IED itself, and will persist for far longer. The explosion from a conventional IED is over in an instant, but radiation released by a RDD can persist for decades unless the area is decontaminated. While the radiation level may not be strong enough to affect people exposed briefly in the initial explosion, the radiation will persist in the contaminated area, and the cumulative effects of such radiation could prove very hazardous. (Here again, the area contaminated and the ease of decontamination will depend on the type and quantity of the radioactive material used. Materials in a fine powdered form are easier to disperse and harder to clean up than solid blocks of material.) In either case, it will be necessary to evacuate people from the contaminated area, and people will need to stay out of the area until it can be decontaminated, a process that could prove lengthy and expensive. 
Therefore, while a dirty bomb is not truly a WMD like a nuclear device, we frequently refer to them as "weapons of mass disruption" or "weapons of mass dislocation" because they may temporarily render contaminated areas uninhabitable. The expense of decontaminating a large, densely populated area, such as a section of London or Washington, is potentially quite high. This cost would also make a dirty bomb a type of economic weapon.

Historical Precedents

The world has not yet witnessed a successful dirty bomb attack by a terrorist or militant group. That does not necessarily mean that militant groups have not been interested in radiological weapons, however. Chechen militants have perhaps been the most active in the realm of radioactive materials. In November 1995, Chechen militants under the command of Shamil Basayev placed a small quantity of cesium-137 in Moscow's Izmailovsky Park. Rather than disperse the material, however, the Chechens used the material as a psychological weapon by directing a TV news crew to the location and thus creating a media storm and fostering public fear. The material in this incident was thought to have been obtained from a nuclear waste or isotope storage facility in the Chechen capital of Grozny. 
In December 1998, the pro-Russian Chechen Security Service announced it had found a dirty bomb consisting of a land mine combined with radioactive materials next to a railway line frequently used to transport Russian troops. It is believed that Chechen militants planted the device. In September 1999, two Chechen militants who attempted to steal highly radioactive materials from a chemical plant in Grozny were incapacitated after carrying the container for only a few minutes each; one reportedly died. This highlights another difficulty with producing a really effective dirty bomb: The strongest radioactive material is dangerous to handle, and even a suicide operative might not be able to move and employ it before being overtaken by its effects. 
Still, none of these Chechen incidents really provided a very good example of what a dirty bomb detonation would actually look like. To do this, we need to look at incidents where radiological isotopes were dispersed by accident. In 1987, in Goiania, Brazil, a tiny radiotherapy capsule of cesium chloride salt was accidentally broken open after being salvaged from a radiation therapy machine left at an abandoned health care facility. Over the course of 15 days, the capsule containing the radioisotope was handled by a number of people who were fascinated by the faint blue glow it gave off. Some victims reportedly even smeared the substance on their bodies. The radiation was then dispersed by these people to various parts of the surrounding neighborhood, and some of it was even taken to nearby towns. In all, more than 1,000 people were contaminated during the incident and some 244 were found to have significant radioactive material in or on their bodies. Still, only four people died from the incident, and most of those who died had sustained exposure to the contamination. In addition to the human toll, the cleanup operation in Goiania cost more than $100 million, as many houses had to be razed and substantial quantities of contaminated soil had to be removed from the area.
In a more recent case involving a scrap dealer, this time in a slum outside New Delhi, India, eight people were admitted to the hospital because of radiation exposure after a scrap dealer dismantled an object containing cobalt-60. The material apparently arrived at a scrap shop March 12, and the owner of the shop was admitted to the hospital April 4 suffering from radiation-poisoning symptoms (again another case involving prolonged exposure to a radiation source). The radiation source was found at the scrap yard April 5 and identified as cobalt-60. Indian authorities hauled away eight piles of contaminated scrap. The cleanup operation was easier in the Indian incident, since the radioactive material was in metallic form and found in larger pieces rather than in powdered form seen in the cesium in Goiania. Intriguingly, a nearby scrap shop also was found to be contaminated April 16, but it appears from initial reports that the second site was contaminated by a second radioactive source that contained a weaker form of cobalt-60. Though we are watching for additional details on this case, so far, despite the long-term exposure to a potent radioactive source, no deaths have been reported. 
At the other end of the spectrum from the Goiania and New Delhi accidents is the 1986 Chernobyl nuclear disaster in northern Ukraine, when a 1-gigawatt power reactor exploded. It is estimated that more than one hundred times the radiation of the Hiroshima bomb was released during the accident -- the equivalent of 50 million to 250 million grams of radium. More than 40 different radioisotopes were released, and there was a measurable rise in cesium-137 levels across the entire European continent. No RDD could ever aspire to anything close to such an effect.
Chernobyl wrought untold suffering, and estimates suggest that it may ultimately contribute to the deaths of 9,000 people. But many of those affected by the radiation are still alive more than 20 years after the accident. While STRATFOR by no means seeks to downplay the tragic human or environmental consequences of this disaster, the incident is instructive when contemplating the potential effects of a dirty bomb attack. In spite of the incredible amounts of radioactive material released at Chernobyl, only 31 people died in the explosion and immediate aftermath. Today, 5.5 million people live in the contaminated zone -- many within or near the specified EU dosage limits for people living near operational nuclear power plants.
It is this type of historical example that causes us to be so skeptical regarding claims that a small dirty bomb will cause hundreds or even thousands of deaths. Instead, the most strategic consequences of this sort of destruction are economic. By some estimates, the Chernobyl disaster will ultimately cost well in excess of $100 billion. Again, in our opinion, a dirty bomb should be considered a weapon of disruption -- one that will cause economic loss, but would not cause mass casualties or any real mass destruction. 

Fighting Panic

Analytically, based upon the ease of manufacture and the historical interest by militants in dirty bombs -- which ironically may in part be due to the way the RDD threat has been hyped -- it is only a matter of time before militants successfully employ one. Since the contamination created by such a device can be long-lasting, more rational international actors probably would prefer to detonate such a device against a target outside their own country. In other words, they would lean toward attacking a target within the United States or United Kingdom rather than the U.S. or British embassies in their home country.

And since it is not likely to produce mass casualties, a dirty bomb attack would likely be directed against a highly symbolic target -- such as one representing the economy or government -- and designed to cause the maximum amount of disruption at the target site. Therefore, it is not out of the question to imagine such an attack aimed at a target such as Wall Street or the Pentagon. The device would not destroy these sites, but would limit access to them for as long as it took to decontaminate them.

As noted above, we believe it is possible that the panic caused by a dirty bomb attack could well kill more people than the device itself. People who understand the capabilities and limitations of dirty bombs are less likely to panic than those who do not, which is the reason for this analysis. Another important way to help avoid panic is to carefully think about such an incident in advance and to put in place a carefully crafted contingency plan for your family and business. Contingency plans are especially important for those who work in proximity to a potential dirty bomb target. But they are useful in any disaster, whether natural or man-made, and something that should be practiced by all families and businesses. Such knowledge and planning provide people with the ability to conduct an orderly and methodical evacuation of the affected area. This allows them to minimize their exposure to radioactivity while also minimizing their risk of injury or death due to mass hysteria. For while a dirty bomb attack could well be messy and disruptive, it does not have to be deadly.

"Dirty Bombs Revisited: Combating the Hype is republished with permission of Stratfor."

Tuesday, November 12, 2013

CBRN Weapons and Non-State Actors

What type(s) of non-state actors, according to their characteristics and objectives, are most likely to use CBRN weapons? by Amaury Vergely 

Ever since the 1995 sarin attack of the Tokyo Subway by the religious cult Aum Shinrikyo (“Aum Supreme Truth”), there has been a growing fear that non-state actors, especially terrorist groups, might decide to resort to Chemical, Biological, Radiological and Nuclear weapons (CBRN) on a large scale. Governments and counter-terrorism agencies have set up measures to minimize the threat, while academics and experts have tried to profile the groups interested in acquiring and using such weapons. First of all, it is important to explain why this paper will deliberately focus on terrorist groups, which are only one sub-category of non-state actors (other groups would include political lobbies, criminal organisations, separatist groups or even single individuals). When it comes to CBRN weapons, this paper argues that any group willing to use them could be defined as a terrorist organisation (but not automatically, insofar as “terrorist” remains a label that does not have a globally shared definition), whatever its personal objectives or characteristics. Indeed, although CBRN weapons can be very different from one another, they share some key aspects that make them all identifiable as “terror weapons” (their ability to provoke mass destruction and generate unprecedented fear among the population, to name a few). The few case studies of previous CBRN incidents have lead experts to identify key characteristics of terrorist groups that would potentially have an interest in CBRN weapons. Most of them agree that apocalyptic or religious extremist groups are the most likely to use CBRN weapons. However, although groups that present such characteristics might be the most dangerous ones regarding the subject matter, I think that the assumptions underlying these conclusions are misleading. To overcome these issues, this paper will attempt to follow the same analytic pattern, identifying shared characteristics of groups that have turned to CBRN terrorism through four case studies. It will then present the conclusions drawn by academics and experts in major research papers and discuss them, stressing the risk of misconceptions regarding CBRN weapons. Finally, this paper will argue that the type of a group is too reductive to determine effectively which group(s) are most likely to use CBRN weapons and is not as crucial as the combination of factors that might lead the group to this decision.

Four different case studies are usually discussed when experts want to determine the characteristics of potential users of CBRN weapons. Three of them are large-scale “successful” CBRN attacks, while the last one is a potential threat that seems to be a major concern for the US government and the international community as a whole. Chronologically, the first successful CBRN attack happened in 1984, when the Rajneeshee religious cult poisoned 751 people, spreading Salmonella typhimurium bacteria over ten salad bars. No fatality was reported. The aim of the attack was to influence a local vote in Oregon by limiting the voter turnout. Another deadly agent, Salmonella typhi, had been suggested to the leader of the group, Bhagwan Shree Rajneesh, but he reportedly refused, claiming that the attack was aiming at incapacitating people, not killing them. The second case occurred in 1990 in Sri Lanka. The Liberation Tigers of Tamil Eelam (LTTE), a separatist militant organisation active in the north of the country, assaulted a military facility using chlorine gas. At least 60 soldiers got sick due to gas exposure, although no fatality was reported. The operation was a success, despite that members of the LTTE got exposed to chlorine when the wind shifted. The third case, previously mentioned, was the 1995 release of sarin gas in the Tokyo subway by the religious cult Aum Shinrikyo. The attack killed 12 people and injured 200, while up to 5,000 stormed in hospitals believing they had been exposed. Finally, the last case study is Al Qaeda’s reported attempt to acquire and intention to use a CBRN weapon. Extensive evidence can be found to support this statement: the declaration of bin Laden in 1998 that acquiring CBRN weapons ‘is a religious duty’ (remaining very vague regarding its actual possession of such weapons), the 2003 fatwa (a religious decree) condoning the killing of 4 Million of Americans, described as a legitimate act of vengeance, as well as numerous documents found in Afghanistan attesting of active researches and experiments in CBRN weapons. A whole volume of Al Qaeda’s “Encyclopaedia of Jihad” even details the construction of Chemical and Biological weapons. Although it is not clear whether Al Qaeda remains at an early stage of development of CBRN weapons, there is no doubt regarding the organisation’s interest in such weapons.

Even though these case studies differ by many more aspects than they resemble each other, they share a few common points. In all four cases, a charismatic leader was involved: Prabakaran, leader of the LTTE, controlled the entire life of his followers up to their diet, bin Laden required that Al Qaeda’s members swore allegiance to him (bay’ah), while Bhagwan Shree Rajneesh and Shoko Asahara were the spiritual leaders of their cult. In the case of Asahara, he had a huge influence over his followers, predicting the end of the world and promising salvation to all members of Aum. Indeed, a charismatic leader is an important factor for a group that would turn to CBRN terrorism: the influence of the leader can be so important that his decisions are enough to suppress any moral constraint that a member would have, because he holds the truth and the justification of all the actions carried out by the group. Moreover, he is the only one bearing responsibility for them, the individual fading away in the group as a whole. An analogue argument regarding a divine justification of religious groups’ actions is also often put forward. In two cases, members of the group had a personal interest or obsession with CBRN weapons: Ma Anand Puja, the member of the Rajneeshees who suggested the use of Salmonella typhi, was suspected of being a ‘serial poisoner’, while Aum Shinrikyo had a very hierarchical organisation with scientists as head of chemical and biological departments, not to mention Asahara personal fascination with unconventional weapons. He even wrote a song about sarin, titled ‘Song of Sarin, the Magician’. Social alienation also played an important role in the Aum and Rajneeshee cults: after losing the 1990 elections, Aum decided that no one from outside of the group could be saved, drawing a clear line between “us” and “them”, while the Rajneeshees were living in a small community in Waso County, isolated from anyone else. The consequence of this alienation was that any exterior social constraint regarding violence would have no impact on the group’s decisions. Finally, religion was a factor in three of these cases, or at least a major characteristic of the groups involved.

But that is as far as this comparison goes. The use of CBRN weapons was a rational choice that addressed very different needs and objectives in each case. While it played a central role in Aum’s prophesised apocalypse (although the 1995 sarin attack was a desperate action triggered by a planned operation of the Japanese police to close in on the group’s facilities), the LTTE only resorted to chemical weapons that one time because of a shortage of conventional weapons and has never used chlorine again. While Al Qaeda might be willing to use CBRN weapons for their psychological and symbolic impact, which requires visibility, the Rajneeshees’ attack went unnoticed for over a year. According to John Parachini, Director of the Intelligence Policy Center at the RAND Corporation, the role of religion has been played up, even in the cases of Aum and Al Qaeda. Asahara had an egocentric personality and wanted to be the emperor of the post-Armageddon world, one of the few to actually survive the end of the world. Bin Laden’s divine justification of a holy war can be regarded as a personal vanguard against the United States and its allies. The Rajneeshee was a religious cult but had a secular objective (winning a local election). Therefore, it seems that a simple profile of a group willing to use CBRN weapons cannot be deducted from these case studies only.

The literature on the subject reveals two different trends: one that mostly expends on the case studies mentioned above as well as minor CBRN incidents, using a qualitative approach to establish a typology of groups most likely susceptible to resort to CBRN weapons, and a second one using a quantitative approach, exploiting the CBRN terrorism database of the Monterey Institute of International Studies. It is worth noticing that the findings of both the approaches differ at some point. Regarding the qualitative approach, the different typologies are very similar in their content. I present here Drs. Charles Ferguson and Wiliam Potter’s typology of terrorist groups according to their potential interest in nuclear terrorism, but it differs very little from Professor Robin Frost’s. Ferguson and Potter focus their study on four types of groups: ‘apocalyptic groups’, ‘politico-religious groups’, ‘nationalist/separatist groups’ and ‘single-issue terrorists’. According to them, apocalyptic groups pose the greatest threat when it comes to nuclear terrorism, because some of them might want to bring about the Apocalypse they foresee, in which case the means becomes the end itself. The key characteristics of such groups are ‘charismatic leaders, isolation and alienation from the larger society, sense of paranoia and grandiosity’. It is obvious that this category refers directly to Aum Shinrikyo, which is nonetheless a very specific religious cult that cannot be compared to any other existing terrorist group.

The second category they mention is ‘politico-religious groups’, cause and offspring of the 9/11 attacks. They call such groups ‘hybrids’ as an answer to those who claim that Al Qaeda’s objectives are not only religious, but also political (creation of a global caliphate, but also pushing the United States out of the Middle East). Ferguson and Potter contend that nuclear weapons might appeal to such groups, using the example of Al Qaeda that is willing to inflict mass casualties to the West. Whether the group would actually use a nuclear weapon if it managed to acquire one is not discussed by the authors, but that is a debatable point to which we will come back later.  Interestingly, Frost puts apocalyptic groups and politico-religious groups into one single category, ‘religious terrorism’, that encompasses altogether the Rajneeshee, Aum Shinrikyo and Al Qaeda. He insists on the threat posed by a divine justification of an act presented as a religious imperative.

The third category of Ferguson and Potter’s typology, nationalist/separatist groups, also appears in Frost’s typology. The authors all agree on the disincentives such groups might be confronted with when it comes to using nuclear weapons. These groups, like the Irish Republican Army or Chechen rebels to name a few, are depending on their base constituency’s support and therefore cannot risk to alienate them by undertaking actions that they would not approve of. It was the case for the Real IRA, an offshoot of the IRA responsible for the bombing of a shopping centre in Omagh, Northern Ireland, which lost the support of the population after this operation, leading to its dismantlement. These groups present themselves as “freedom fighters” in order to gain international support and claim to merely target military and governmental installations, although Frost mentions that their rhetoric does not deceive anyone: out of 1,800 victims of the IRA between 1969 and 1994, 600 were civilians. Using a nuclear weapon would be counterproductive according to their strategy, although Ferguson and Potter claim that they ‘might benefit from appearing to have the capability’, an argument that they oppose themselves, mentioning the radicalisation of the government’s stance every time Chechens have mentioned resorting to CBRN weapons. Finally, being geographically focused, they would risk a massive retaliation from the country they would attack, potentially leading to their annihilation.

The last category of Ferguson and Potter are single-issue terrorists (eco-terrorists, anti-nuclear activists, animal liberationists, anti-abortionists, etc…). According to them, these groups do not represent a threat insofar as they have very targeted goals that do not include mass casualties. In this category, Frost mentions an exception: ‘green anarchists’, terrorists who advocate a rebirth of the earth through the annihilation of the human race. This sub-category presents similarities with apocalyptic groups and might very well be willing to use a nuclear weapon to achieve its end, with very little moral constraint whatsoever. Frost also adds ‘social-revolutionary’ and ‘right-wing’ groups in his typology, but argues that nuclear weapons would probably not appeal to them, as they present similarities with nationalist/separatist groups.

Other qualitative studies have also addressed the typology of groups that would be interested in using biological weapons, which is considered to be the most likely scenario of a CBRN attack by most articles in the literature. According to Francisco Galamas, Islamic extremist groups are the most likely to use biological weapons, because they are set on killing non-believers in an indiscriminate manner. Biological weapons have the potential to kill thousands and could be effectively combined with suicide tactics to provoke mass casualties, such as using a contaminated terrorist to propagate a pathogen in a public area. This argument would however be refuted by Adam Dolnik, who underlines the differences between a suicide bomb attack and a suicide CBRN attack, the latter lacking any of the incentives of the former. According to Galamas’ typology, the second group that is most likely to use a biological weapon are religious cults. The author draws his argument from the examples of the Rajneeshee’s Salmonella poisoning and Aum’s numerous attempts to produce and use Botulinum toxin and anthrax between 1990 and 1993. It is worth noticing that religion remains the primary factor in biological weapons qualitative studies.

The main quantitative studies have been conducted by Kate Ivanova and Todd Sandler in 2006 and 2007, using data of hundreds of CBRN attacks indexed on the Monterey Institute’s CBRN terrorism database from 1988 to 2004. Their findings indicate that democracy, past CBRN incidents, corruption and transnationalism increase the risks of a CBRN attack. However, Ivanova and Sandler have also found that ‘religious fundamentalists and nationalists/separatists do not present (…) a CBRN concern’. According to them, non-religious groups are five times more likely to use CBRN weapons than religious groups. However, these results are not entirely at odds with qualitative studies, because Ivanova and Sandler found that religious groups that are also transnational – such as Al Qaeda – were the most likely to use CBRN weapons.  Nevertheless, it would seem that the factor “transnational” is of the uttermost importance and that religion alone does not support the use of a CBRN weapon.
All these studies attempt to profile groups that would be interested in using CBRN weapons. However, some of the assumptions they base their arguments on can be misleading. I will discuss three points that are often overlooked in the literature. First of all, I do not think like Frost that ‘the decision to “go nuclear” would necessarily involve the intention to do so’. For example, in my opinion, Al Qaeda would probably benefit more from pretending to have a CBRN weapon than using one. The group is not insensitive to its followers’ opinion, otherwise the organisation would not have felt the need to justify the killings of 9/11. However, claiming to “potentially” have a CBRN weapon is a cost free psychological weapon in itself. Therefore, whether Al Qaeda would actually use a CBRN weapon is debatable. Another misconception is that CBRN weapons are necessarily weapons of mass destruction, and that terrorists would automatically use them to kill a lot of people and carry out an attack more spectacular than 9/11. Given its psychological impact, a CBRN attack does not need to make mass casualties to reach what Ivanova and Sandler call the ‘media bar’ of 9/11. Moreover, to date, conventional attacks have proven far more lethal than CBRN attacks. Therefore, it appears that the “mass casualty” factor is not necessarily fundamental to explain the choice of a group to use a CBRN weapon.

This paper has attempted to show that the traditional approach consisting in determining the type of non-state actors most likely to use CBRN weapons through typologies and case studies might lead to false conclusions, when trying to fit all groups in one single model. CBRN weapons are very different from each other, and the motives explaining why one group would choose to develop and use one particular agent depends on its own objectives and characteristics. While these characteristics can be shared with other groups, they are not self-sufficient. Therefore, this paper argues that a correct approach to the issue would be to think of it as a threshold depending on a combination of all the characteristics mentioned above. Religion is not enough to resort to CBRN weapons, but if a religious group is also transnational, apocalyptic and lead by a charismatic figure, it becomes much more likely to use a CBRN weapon. This proposition would also explain why the Aum Shinrikyo case, symbol of CBRN terrorism, is unique and unlikely to be replicated: many positive factors have simultaneously converged to one very specific group.

Tuesday, November 5, 2013

Zostać rentierem

Wynajem nieruchomości może być wciągającym i dochodowym biznesem. Zwłaszcza jeśli jest to najem krótkoterminowy. Jak wygląda ten coraz bardziej popularny biznes od środka?

Centrum stolicy. Z okien klimatyzowanego apartamentu na 20. piÄ™trze wieżowca rozciÄ…ga siÄ™ panorama Warszawy. Najlepiej oglÄ…da siÄ™ jÄ…, siedzÄ…c na stylowej kanapie z kieliszkiem biaÅ‚ego wina w rÄ™ku. Na stoliku kawowym czekajÄ… bilety na premierÄ™ nowego spektaklu. Skoro tak może wyglÄ…dać scenariusz biznesowej wizyty w Warszawie, dlaczego nie wybrać go zamiast noclegu w sieciowym hotelu?

Wynajem apartamentów staÅ‚ siÄ™ ostatnio popularnÄ… alternatywÄ… dla tych, którzy nie lubiÄ… anonimowoÅ›ci hoteli, ale ceniÄ… sobie wysoki standard pokoi. SÄ… skÅ‚onni zapÅ‚acić sporo, bo takie lokum zapewnia wiÄ™kszÄ… prywatność, dostÄ™p do wÅ‚asnej kuchni, a zdarza siÄ™, że wÅ‚aÅ›ciciele oferujÄ… też dodatkowe usÅ‚ugi, jak drobne zakupy czy rezerwacje biletów.

Ale nie trzeba oferować luksusów, by znaleźć chÄ™tnych na wynajem na krótki okres. Rodziny podróżujÄ…ce z dziećmi i grupy znajomych chÄ™tnie wynajmujÄ… caÅ‚e mieszkania, bo przy wiÄ™kszej grupie jest to bardzo opÅ‚acalne. W Warszawie noc w apartamencie dla dwóch osób kosztuje 150–240 zÅ‚, trzypokojowe mieszkanie dla szeÅ›ciu osób to koszt ok. 350 zÅ‚otych za noc. ChÄ™tnych jest coraz wiÄ™cej także dziÄ™ki serwisom spoÅ‚ecznoÅ›ciowym jak Wimdu czy Airbnb, które popularyzujÄ… najem pokoi i mieszkaÅ„ zamiast miejsc noclegowych w hostelach.

MajÄ…c zatem do dyspozycji wolne mieszkanie, warto zastanowić siÄ™, czy najem krótkoterminowy nie jest bardziej opÅ‚acalny od wynajmu na dÅ‚ugi okres. SÄ… tacy, którzy uczynili z tego prężny biznes. Tak jak każdy ma on jednak swoje cienie, a i konkurencja na rynku jest już niemaÅ‚a.

Euro 2012 – zÅ‚ote czasy dla wynajmu

Sylwia Pochelska ma 28 lat. Od trzech utrzymuje siÄ™ z wynajmu apartamentów. Obecnie jej firma Mieszkanie na ZawoÅ‚anie ma ich w ofercie sześć, a wkrótce dojdÄ… dwa. Å»adne nie jest jej wÅ‚asnoÅ›ciÄ… – wynajmuje je od osób, które wolÄ… podpisać dÅ‚ugoterminowÄ… umowÄ™ i mieć Å›wiÄ™ty spokój. ZachÄ™cona sukcesami w lutym otworzyÅ‚a hostel w centrum Warszawy. W tym celu wynajęła 200-metrowe mieszkanie w starej kamienicy, które starannie wyremontowaÅ‚a. Czy odniesie sukces? Za wczeÅ›nie, by to oceniać, bo sezon wakacyjny dopiero siÄ™ rozpoczÄ…Å‚, ale Sylwia jest dobrej myÅ›li.

PrzygodÄ™ ze stoÅ‚ecznym rynkiem nieruchomoÅ›ci zaczęła jeszcze jako studentka od jednego mieszkania, które udostÄ™pniono jej na kilka miesiÄ™cy w zamian za odÅ›wieżenie wnÄ™trz. Remont przeprowadziÅ‚a za pieniÄ…dze z dotacji unijnej dla mÅ‚odych przedsiÄ™biorców. Z czasem do oferty dołączaÅ‚a kolejne lokale, które wyposażaÅ‚a już za wÅ‚asne pieniÄ…dze. W czasie rozgrywek Euro 2012 miaÅ‚a do dyspozycji aż 15 mieszkaÅ„ w Warszawie i cztery we WrocÅ‚awiu.

– Okres piÅ‚karskich mistrzostw Europy to byÅ‚o prawdziwe szaleÅ„stwo. Ceny dwukrotnie wyższe niż normalnie, a zainteresowanie ogromne – wspomina. – Zaraz potem rynek siÄ™ jednak gwaÅ‚townie skurczyÅ‚ i wiele firm, które powstaÅ‚y w tym czasie, dziÅ› już nie istnieje.

Podobne obserwacje ma Piotr Iwaniuk, wÅ‚aÅ›ciciel PiotrApartments.pl, w branży wynajmu krótkoterminowego od trzech lat. Na rynek nieruchomoÅ›ci uciekÅ‚ z etatu w sektorze bankowym. Za oszczÄ™dnoÅ›ci i kredyty kupiÅ‚ cztery maÅ‚e mieszkania, które wykoÅ„czyÅ‚ w wysokim standardzie. Choć na etacie nie narzekaÅ‚ na wynagrodzenie, dopiero jako przedsiÄ™biorca poczuÅ‚ wiatr w Å¼aglach.

– WczeÅ›niej pracowaÅ‚em osiem godzin dziennie. DziÅ› pracujÄ™ także osiem, ale tygodniowo. I zarabiam tyle samo – przyznaje Piotr Iwaniuk.

Od czasu do czasu zatrudnia do pomocy jednÄ… osobÄ™, ale wiÄ™kszość spraw, np. porzÄ…dki w mieszkaniach czy przekazywanie kluczy, zaÅ‚atwia sam. W zależnoÅ›ci od pory roku, bo wynajem nieruchomoÅ›ci to biznes sezonowy, na czy­sto zostaje mu nawet kilka tysiÄ™cy.

Piotr utrzymuje obÅ‚ożenie w apartamentach na poziomie 80 procent. W porównaniu z innymi firmami to bardzo dużo. Jak mu siÄ™ to udaje? DziÄ™ki rosnÄ…cej grupie staÅ‚ych klientów, głównie biznesmenów, których ku­si zniżkami. Ceni sobie dÅ‚ugofalowe relacje, bo znajÄ…c swoich goÅ›ci, nie musi siÄ™ martwić o ewentualne zniszczenia i skargi sÄ…siadów. Mniej wiÄ™cej jedna czwarta jego klientów pochodzi z serwisu Wimdu, rzadziej z Airbnb.

Sylwii Pochelskiej udaje siÄ™ utrzymać obÅ‚ożenie w swoich mieszkaniach w granicach 60–70 procent. Wylicza, że z każdego ma po odliczeniu kosztów okoÅ‚o tysiÄ…ca zÅ‚otych miesiÄ™cznie. Z tego trzeba odliczyć ok. 1,5–2 tys. rocznie na drobne naprawy i doposażanie lokali.

Jak sama przyznaje, finansowo bywaÅ‚o lepiej. Od roku przyjeżdża do niej coraz mniej rodzin, które kryzys zmusiÅ‚ do oszczÄ™dnoÅ›ci. SytuacjÄ™ ratujÄ… rodziny polonijne, które spÄ™dzajÄ… w Polsce nawet po kilka tygodni.

Inwestowanie w przyszÅ‚ość

Nieco inaczej wyglÄ…da sytuacja Jana Szumowskiego, który ze wspólnikiem, Dariuszem Olszewskim, od piÄ™ciu lat prowadzi firmÄ™ Apartment4You. Na rynku apartamentów sÄ… znaczÄ…cymi graczami – oferujÄ… w sumie 75 mieszkaÅ„: 55 w Warszawie i 20 w Poznaniu.

ZatrudniajÄ… ponad 20 osób; do sprzÄ…tania, do prac biurowych, obsÅ‚ugi telefonicznej, drobnych napraw. SzacujÄ…, że peÅ‚ne obÅ‚ożenie majÄ… przez 6–7 miesiÄ™cy w roku. Z serwisów spoÅ‚ecznoÅ›ciowych nie korzystajÄ…, bo przy takiej skali sÄ… one kÅ‚opotliwe w obsÅ‚udze. Ale Szumowski przyznaje, że samo ich pojawienie siÄ™ zwiÄ™kszyÅ‚o obroty o 3–5 procent.

Obaj weszli na rynek wynajmu z doÅ›wiadczeniem w zupeÅ‚nie innych branżach. Jan Szumowski pracowaÅ‚ w marketingu i reklamie, Dariusz Olszewski – w finansach. Startowali z niedużą pulÄ… wÅ‚asnych lokali. OkoÅ‚o poÅ‚owy z nich jest ich wÅ‚asnoÅ›ciÄ…. PodnoszÄ…c standard, w zakupach posiÅ‚kowali siÄ™ kredytami. W każdy lokal zainwestowali ok. 1,5 tys. zÅ‚otych na metr kwadratowy.

– Jako firma nie dostaliÅ›my kredytu na dobrych warunkach, zatem rentowność tych mieszkaÅ„ nie jest bardzo wysoka – przyznaje Jan Szumowski. – Ale przecież nie chodzi o to, by odkÅ‚adać zarobione pieniÄ…dze na kupkÄ™, tylko by inwestować w przyszÅ‚ość. Na przykÅ‚ad w przyszÅ‚ość moich dzieci.

SpÅ‚acanie kredytów nie spÄ™dza mu snu z powiek, bo pożyczki zostaÅ‚y wziÄ™te pod hipotekÄ™.

Piotr Iwaniuk, który też spÅ‚aca kredyty, radzi, by pamiÄ™tać o sezonowoÅ›ci biznesu i mieć odÅ‚ożone pieniÄ…dze na czas, kiedy rynek przeżywa okres zastoju.

– Najlepszy okres to miesiÄ…ce od wrzeÅ›nia do października, a potem wiosna – od kwietnia do czerwca. Wbrew pozorom latem nie ma aż tak wielu zainteresowanych, bo zamiast do miasta ludzie wolÄ… pojechać nad morze czy do lasu. Nie ma w tym czasie także wielu konferencji, które zapewniajÄ… mi klientów – tÅ‚umaczy.

– WrzesieÅ„, październik rzeczywiÅ›cie sÄ… Å›wietne. GrudzieÅ„ jest za to fatalny. W ogóle miesiÄ…ce Å›wiÄ…teczne nie sÄ… najlepsze – potwierdza Jan Szumowski.

Sezonowość jest jeszcze bardziej widoczna w mieÅ›cie targów – w Poznaniu.

– W tygodniach targowych mamy stuprocentowe obÅ‚ożenie. Ale gdyby nie targi, utrzymywanie mieszkaÅ„ w Poznaniu byÅ‚oby dla nas nieopÅ‚acalne – przyznaje współwÅ‚aÅ›ciciel Apartment4You.

Życie rentiera nie jest wolne od stresów

Na rynku najmu dÅ‚ugoterminowego można rozważnie dobrać najemcÄ™, a przed stratami zabezpieczyć siÄ™ choćby wysokÄ… kaucjÄ… i odpowiednimi zapisami w umowie. W przypadku najmu krótkoterminowego wpÅ‚yw na to, kto wynajmuje lokal, jest znacznie mniejszy, a Å¼Ä…danie kaucji nie jest powszechne.

– Inne firmy nie żądajÄ… na wejÅ›ciu kaucji, wiÄ™c gdybym jÄ… wprowadziÅ‚a, byÅ‚abym po prostu niekonkurencyjna – przyznaje Sylwia Pochelska. – ParÄ™ razy siÄ™ na tym przejechaÅ‚am. Jeden z goÅ›ci gasiÅ‚ papierosy na parapecie, ramie lustra, kanapie... WszÄ™dzie zostaÅ‚y po nim wypalone dziury.

Znacznie gorsze doÅ›wiadczenia ma zaÅ‚ożyciel Apartment4You. Zniszczenia i kradzieże w mieszkaniach to dla niego chleb powszedni, wiÄ™c w biznesplanie ma wkalkulowane, że 10–15 proc. przychodu za mieszkanie trzeba reinwestować w skradzione sprzÄ™ty i drobne prace remontowe. Ale nigdy nie zapomni dnia, kiedy do jednego z jego lokali musiaÅ‚ siÄ™ wdzierać oddziaÅ‚ antyterrorystów.

– W mieszkaniu urzÄ…dzono gÅ‚oÅ›nÄ… imprezÄ™. SÄ…siedzi trzykrotnie wzywali policjÄ™, która próbujÄ…c dostać siÄ™ do mieszkania, zorientowaÅ‚a siÄ™, że przebywajÄ… tam kryminaliÅ›ci. PrzyjechaÅ‚a grupa antyterrorystów, wyÅ‚amali drzwi, użyli nawet gazu Å‚zawiÄ…cego. Panów wyprowadzano w kajdankach – wspomina.

DziÅ› Jan Szumowski uważa, że lata doÅ›wiadczenia nauczyÅ‚y go pewnego wyczucia. – Kiedy widzimy kogoÅ›, kto ewidentnie przyjechaÅ‚ balować, pobieramy pewnÄ… kwotÄ™ na poczet ewentualnych zniszczeÅ„ – mówi.

Jak zatem wyglÄ…da rentowność tego typu biznesu? Wszyscy podkreÅ›lajÄ…, że krótki termin nie opÅ‚aca siÄ™ przy jednym, dwóch  mieszkaniach, bo zachodu jest sporo, a dochody nie wiÄ™ksze niż przy dÅ‚ugofalowej umowie. Sensowne zarobki zaczynajÄ… siÄ™ wtedy, kiedy pod opiekÄ… wynajmujÄ…cego znajdzie siÄ™ co najmniej 4–5 apartamentów. Wtedy czÄ™ste wizyty w mieszkaniu i czas poÅ›wiÄ™cony na poszukiwanie klientów sÄ… wynagradzane wynikami finansowymi.
WedÅ‚ug Sylwi Pochelskiej przy 10 mieszkaniach różnica w zarobkach wcale nie jest proporcjonalna, ponieważ na tym etapie trzeba już opÅ‚acić osoby do pomocy, a to pożera sporÄ… część dochodu. Dopiero przy 15 lokalach zaczyna na dobre dziaÅ‚ać efekt skali.

Zrodlo: http://pierwszymilion.forbes.pl/zarabianie-na-wynajmie-mieszkan-zostac-rentierem,artykuly,158294,1,3.html

Monday, October 28, 2013

14 Things Successful People Do On Weekends (Forbes)

Source: http://www.forbes.com/sites/jacquelynsmith/2013/02/22/14-things-successful-people-do-on-weekends/2/

Here are 14 things successful people do (or should be doing) on weekends:

1. Make time for family and friends. This is especially important for those who don’t spend much time with their loved ones during the week.

2. Exercise. Everyone needs to do it, and if you can’t work out 4 to 5 days during the workweek, you need to be active on weekends to make up for some of that time, Vanderkam says. It’s the perfect opportunity to clear your mind and create fresh ideas.
“I know an owner of a PR firm who takes walks in the park with his dog to spark ideas about how to pitch a new client, or what angle to take with the press for a story,” Kurow says.
Cohen suggests spin classes and outdoor cycling in the warmer months. “Both are energizing and can be organized among people with shared interests. For example, it is not uncommon for hedge fund folks and Wall Street professionals to ride together on weekends. It is a great way to establish and cultivate relationships based on membership in this elite professional community.”

3. Pursue a passion. “There’s a creative director of a greeting card company who went back to school to pursue an MFA because of her love of art,” Kurow says. “Pursuing this passion turned into a love of poetry that she now writes on weekends.”
“Successful people make time for what is important or fun,” Egan adds. “They make space for activities that add to their life balance.”

4. Vacation. Getting away for the weekend provides a great respite from the grind of an intense week at work, Cohen says.

5.  Disconnect. The most successful people avoid e-mail for a period of time, Vanderkam says. “I’m not saying the whole weekend, but even just a walk without the phone can feel liberating. I advocate taking a ‘tech Sabbath.’ If you don’t have a specific religious obligation of no-work time, taking Saturday night to mid-day Sunday off is a nice, ecumenical time that works for many people.”

6. Volunteer. “I know a commercial real estate broker who volunteers to help with cook-off events whose proceeds are donated to the Food Bank,” Kurow says. “The volunteer work provides a balance to the heavy analytical work she does all week and fulfills her need to be creative — she designs the promotional material for the non-profit.”
Cohen says a lot of successful people participate in fundraising events. “This is a great way to network and to meet others with similar interests,” he says. “The visibility also helps in branding a successful person as philanthropic.”

7. Avoid chores. Every weekend has a few have-to-dos, but you want these to take the minimum amount of time possible, Vanderkam explains. Create a small window for chores and errands, and then banish them from your mind the rest of the time.

8. Plan. “Planning makes people more effective, and doing it before the week starts means you can hit Monday ready to go, and means you’ll give clear directions to the people who work for you, so they will be ready to go, too,” Vanderkam says.
Trunk agrees. She says successful people plan their month and year because “if you get stuck on short-term lists you don’t get anything big accomplished.”

9. Socialize. “Humans are social creatures, and studies of people’s experienced happiness through the day finds that socializing ranks right up there, not too far down below sex,” Vanderkam says.
Go out with friends and family, or get involved in the local community.
“It has been demonstrated that successful people find great satisfaction in giving back,” Cohen says. “Board membership, for example, also offers access to other successful folks.”

10. Gardening/crafts/games/sports/cooking/cultural activities. This is especially important for those cooped up in an office all week.
“For the pure joy, some folks find great satisfaction in creating beautiful gardens,” Cohen says.
Kurow knows an attorney who uses her weekends to garden and do mosaics and tile work to satisfy her creative side. “Filling her life this way enables her to be refreshed on Monday and ready to tackle the litigation and trial prep work. Artwork for her is fulfilling in a way that feeds her soul and her need to connect with her spiritual side.”
Bridge lessons and groups can also sharpen the mind and often create relationships among highly competitive smart professionals, Cohen says. “I once saw a printout of a bridge club’s membership list; its members were a who’s who of Wall Street.”
Theatre, opera and sporting events can also enrich one’s spirit, he adds.

11. Network. “Networking isn’t an event for a successful person, it’s a lifestyle,” Trunk says. Wherever they go and whatever they do, they manage to connect with new people.

12. Reflect. Egan says truly successful people make time on weekends to appreciate what they have and reflect on their happiness and accomplishments. As Rascoff said, “weekends are a great chance to reflect and be more introspective about bigger issues.”

13. Meditate. Classes and private instruction offer a bespoke approach to insight and peace of mind, Cohen says. “How better to equip yourself for success in this very tough world?”

14. Recharge. We live in a competitive world, Vanderkam says. “Peak performance requires managing downtime, too–with the goal of really recharging your batteries.” That’s how the most successful people get so much done.

Successful people know that time is too precious to be totally leisurely about leisure, Vanderkam concludes. “You’re not going to waste that time by failing to think about what you’d like to do with it, and thus losing the weekend to TV, puttering, inefficient e-mail checking, and chores. If you don’t have a busy workweek, your weekend doesn’t matter so much. But if you’re going from 8 a.m. to 8 p.m. every day, it certainly does.”

Friday, October 25, 2013

My Wife is Always Late - Lose the Resulting Stress and Conflict

The following letter describes a problem experienced by millions of men and women:

"My wife is late to everything, which of course makes me late too. I've talked to her about it, over and over, but it doesn't make any difference. It makes me so mad, but then she gets mad too, and then we don't speak to each other the rest of the evening. There's got to be a way out of this."

First, you need to see that your wife doesn't make you angry. I know it seems like she does, but really she has little to do with it. We react to events with anger only when we are already empty and afraid-when we don't have enough Real Love in our lives. Without enough of the single most important ingredient for happiness, we're in pain all the time, and in that condition it takes virtually nothing to make our pain intolerable and push us over the edge.

When your wife is late, it's just plain inconvenient. When you already don't feel loved-as a result of an entire lifetime of unloving experiences-that inconvenience alone is enough to throw you off the tracks. But the truth is, there's a lot more than just the inconvenience going on. Each time she's late, you also hear her saying that she doesn't care about you--that she doesn't love you--and after a lifetime of hearing that, it's more than you can stand. When you get angry, you don't feel quite as helpless-you get a taste of Imitation Love in the form of power-and sometimes you actually motivate her to change her behavior, so that you're not inconvenienced.

But does your anger really get you what you want? Of course not. What you really want is a loving relationship with her. That's a lot more important than being on time--really--and every time you get angry at her, you make the higher goal pretty much impossible. Not the best move, would you say? Imagine: The Titanic is sinking, but you've left your wallet in your room. You'd like to get your wallet, but are you willing to get it at the price of your life? That really is what's happening here. You're trying to be on time at the cost of your marriage. Is it really worth it?

Now, you have to wonder, is it possible to have both? A happy marriage and being on time? Yes, as long as you remember to put Real Love first in the equation.

Right now, when you talk about being on time, because of your anger she can only hear that you don't love her-so that's pretty much the end of the conversation. Nothing good can happen after she hears that message. So how can you change that? How can you be more loving?

First, don't talk to her about being late while she's late. By that time, you're upset, and she's feeling pressured, and you will not have a productive conversation. Talk to her when neither of you is distracted by anything else, and say to her,
"Sweetie, for years I've been nagging you about being late, and I'm just beginning to see what an idiot I've been to do that. Every time I get angry at you, I'm only thinking of myself, and you can feel that. You hear me say with my behavior that I don't care about you, and I'm sorry for that-it's been a huge mistake on my part. Now, I'm not going to promise you I won't make the same mistake again, but now that I recognize it, I really do think I'll do it less."

I make you a promise: In the moment you say this, you will have her attention, because when you're admitting your selfishness-when you're not defending yourself and trying to be right-you're communicating that you care about her.

Does this mean you have to put up with being late to everything for the rest of your life? No, it doesn't. After apologizing for being selfish, you keep talking to her. Say something like, what "There's no excuse for my nagging you and being selfish-It's wrong, and I'm going to work on that-but I also want to be on time from now on. Notice that I said that *I* want to be on time. I am not telling you what you have to do. So let's talk about how we could make that possible."

Now there are lots of options you could discuss with her.

First you need to understand that you don't have the right to control her. We all get to make our own choices in life, even the ones that inconvenience other people. That's the Law of Choice that we read about in the book, Real Love: The Truth About Finding Unconditional Love and Fulfilling Relationships.

A relationship is a natural result of the choices people make independently. Your wife has chosen to be late-that's her right to do-but that doesn't keep you from independently making the choices you want. You can still choose to be on time, but it should be obvious that if you choose to be on time to an event, and she chooses to be late, you won't be able to travel together to that event.

Tell her that you are not going to be angry anymore, but you're also going to be on time, so on occasion that might require that you take separate transportation. Tell her that each time the two of you are going somewhere together, you'll tell her ahead of time exactly what time you'll be leaving, and if she wants to go with you, she'll need to be in the car by that time. You are not telling her what to do-is that clear?-you're simply choosing to be on time yourself, and then you're giving her the choice of whether or not she wants to go with you. If she chooses not to be on time-no problem-she can still go to the event, and she can still spend time with you AT the event, but she won't be able to travel there with you.

So how would that look? You could go in separate cars (if you have more than one), or one of you could figure out another way to get where you're going-borrow a car, take a taxi or a bus or whatever. Lots of options.

After you've described this to her, start leaving at the time you've said. Don't look back as you drive away, do not feel guilty, don't be angry, and don't deliver any lectures about being on time. Just do what you've said you'd do, and you'll discover that you don't have to get upset at the choices of other people anymore. You simply make your own choices and allow other people to make theirs.

She probably won't believe you're serious about this until the first time you leave without her. People who are chronically late are pretty selfish. They just don't think about the time and convenience of other people. They just can't believe that the world doesn't revolve around them. The first time you leave before her, she might get angry and say some unkind things. Do not defend yourself. Simply explain to her again-without irritation or a need to be "right"-that you are not making her be on time. You're just choosing to be on time yourself. If she wants to go with you, she only has to get ready earlier and be ready at the prescribed time. Tell her that you'd love it if she went with you.

This approach could seem harsh to some, but it's much better than continuing to allow your marriage to be destroyed by the anger and blaming you're experiencing now. You're not controlling her in any way. She can still do whatever she wants, but she can't choose any longer to make you late.

You'll work this out just fine as long as you remember that it's always about Real Love. If you become irritated-if she hears that you don't love her-the conversation is over. You have to accept her completely, and if she really feels that, one of two things will happen:

First-without the deadly distractions of anger and contention, you'll be able to come up with a way to get both of you there separately: two cars, cab, whatever.

Second-and I've seen this happen with many couples-she'll quit being late. Really. Think about it: Right now, why should she go out of her way to be on time for somebody-you in this case-who gets mad at her and who with his behavior tells her he doesn't love her. Most of the time, she probably doesn't want to be with you at all, much less be with you on time. This is no criticism of you-98% of marriages run like this.

As she feels more and more loved by you, though, the odds will improve dramatically that she will want to be with you, and that will include being with you on time.

Dr. Greg Baer is the author of 16 books, DVDs, and CDs—two of which are internationally published by Penguin Putnam Group—and has presented the life-changing message of Real Love to hundreds of thousands of people all over the world.

Article Source: http://EzineArticles.com/329566

Wednesday, October 16, 2013

'Limitless' Has Wisdom By Paul Kyriazi



This article contains many spoilers about Limitless. See the movie first, then come back to this article.
Our hero Eddie gets access to 100% of his brain by using a smart pill called NTZ. He tells us via narration,"Everything I'd ever read, seen and heard was now organized and available."  
Us in the real world can't access that much brain power, but with Google Search, smart phones and some clarity of mind on our part, we can have tons of information ready to use, if only we make the decision to do so. 
"All fear and shyness was now gone," Eddie tells us. Yes, those are success blocks. But we don't need a pill to rid ourselves of those blocks. Classes, books, hypnosis or just diving into where we have to go, can start eliminating fears.
After hooking up with higher caliber friends (his useless relationships are "better forgotten and put away in mothballs," he says) and going to  Puerto Valletta, Eddie says,"Mere lounging wasn't enough." 
Yes, being a 'lounger' will not move us closer to what we really want. In that scene Eddie gets it: "Suddenly I knew what I needed to do. But it would take money to get there." 
Ah money. Here's where we lose a lot of people. My success teacher Dr. Paul Mastrodakus once said: "I can announce a seminar that says this coffee pot is God and I'll get 100% sign up. But any seminar that has 'money' as the subject, people just don't seem to want."  I wonder why? Maybe getting money sounds like work. But money, that symbol of energy, is a must in the real world to accomplish our goals and live our dreams.
With increased brain power, Eddie apologizes to his ex-girlfriend saying, "My power for self sabotage wasn't boundless after all."  He then asks her, "Why did you stay with me for so long?" 
When she asks when his book is coming out, he replies, "Next year," and then immediately asks her about her job. It seems our hero has got off of his own problems and is now giving out interest to other people.
In the beginning of the film, when Eddie is standing on the ledge of the building ready to jump, he talks about "Wanting to make an impact on the world, instead of the pavement." When explaining his book in the bar, Eddie mentions a 'utopian society.'  So we can guess that his final goal might be helping the world.
When Eddie is accused of having 'delusions of grandeur' he retorts with, "I have an actual recipe for grandeur." Ah, a plan. Definite plans get definite results. Indefinite plans do not get 'indefinite results', they get NO results. Eddie says, "I was clear. I knew what I needed to do, and how to do it."
Notice the first thing that Eddie does once he's on NTZ. He cleans up his 'base of operations,' his apartment. Where have you heard this before? Actually he first smoothes over his bad relationship with the landlord's wife and helps her write her law class paper. Eddie is a giver.
Next as the 'enhanced Eddie', he gets a haircut, new clothes, exercises and starts learning; studying languages. Yes, sounds like the Rules Of Living the James Bond Lifestyle. He then finishes his novel in four days. This is possible without NTZ if you type 5 pages an hour,16 hours a day, for four days = 320 page book. 
Yes, all this can be done without the NTZ. It just might take a little longer to reach the success level that we want. Eddie says, "There are moments in your life when you cross a bridge and know that your old life is over." This can scare some of us as it gets us out of our comfort zone to accept a change, even a positive change. But if a new life means, not having to run to the bank in 100 degree weather, because my car is broken, to make a $20 deposit to cover my overdue electric bill, then I'll take that new life.
And while a high level of success is necessary to express our true selves, Eddie cautions us with, "We are all wired to over reach. Look at history, all the countries that ruled the world. No one stopped and said, 'We've got France, Poland, a big Swiss bank account. Let's not invade Russia in the winter. Let's go home, pop a beer and live on the interest.'" Yes, better not fulfill the Peter Principle and rise to our level of our incompetence.
We see that Eddie can access classic literature when he compares Robert DeNiro's energy customers to "Oliver Twist begging for his bowl of gruel." Not bad to have an understanding of a few classics under your belt.
DeNiro makes a good point about earning your power by experience. He tells Eddie: "Your super intellect is a gift from God, but you didn't earn it because you're careless with your power, flashing it around like a trust fund child. You never had to earn it year by year. You don't know how to assess your competition because you never had to compete." 
Finally Eddie overcomes his challenges to get where he wants to go, the U.S. Senate. His next step will be the Presidency where he can accomplish the most good. However, the now evil and manipulative DeNiro wants to control Eddie so Eddie can pass laws to benefit DeNiro's various companies. But now Eddie has learned to compete and gets rid of DeNiro with verbal strategy. Eddie won't be corrupted.
Leaving the theater, after watching Limitless, I heard a patron remark, "I wish I had that pill." To me it sounded like, "I'm not going to even try to 'enhance' myself' like Eddie. I want a free ride."
In fact, even on NTZ, Eddie worked hard, studied, exercised, worked on his finances and upgraded his appearance. Things anyone can do without NTZ.
To me, real NTZ is water, as 90% of the human brain is made of it. Just Google 'benefits of water' and see the 10 things water does for humans and how much more we should be drinking. In fact, it's Eddie's 'baptism' in water, after he dives into the ocean, where he realizes his real purpose in life, which seems to unfold as: Improve himself to the point of being able to serve others and make a positive difference in the world.
  
Finally, like all success that we accept as ours, Eddie's success in now internalized and natural. When he speaks to a waiter in Chinese, his girlfriend looks at him in awe. Eddie turns to her, sees her expression and says, "What?"

END -

Written in 45 minutes, without NTZ.
Source: http://www.authorsden.com/categories/article_top.asp?catid=5&id=63596

Asking Paul Kyriazi: Can we really live like James Bond?

FLORIDA, August 31, 2012 — Who among us men can honestly say that he has never looked up to James Bond at one time or another?

The legendary British secret agent stands as one of our time’s most recognized characters in both literature and film. It is Bond’s unique philosophy of refined, yet edgy living that has captivated untold billions over much of the last century.
Replicating this lifestyle — though without the villains scheming for world domination, one might hope — could very well seem to be impossible. After all, Bond is fictional, and besides, how can the average guy even hope to rival the exploits of an international spy?

Entertainment industry veteran Paul Kyriazi has devoted much of his career to educating people about the Bond philosophy. He devised a now world famous seminar regarding this, and it since has been released in book form.

In a detailed interview with me, he speaks about far more than the cliches of James Bond. From why the character has such enduring appeal to how one can finance a 007 caliber lifestyle, nary a stone is left unturned.       

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Joseph F. Cotto: Many of us grew up with James Bond as a role model of sorts. Why do you believe that the character holds such enduring appeal?

Paul Kyriazi: Bond endures because, even though he’s a man of action as all heroes are, he is also a man of prosperity and leisure. When another hero goes on a mission, such as Rambo, he’s in prison or catching cobras in the jungle. Rocky lives in a cheap apartment, so does Dirty Harry. But before James Bond goes on a mission he’s in a high class casino, wearing a tuxedo and meeting beautiful women. That’s where us men want to be. It’s never boring around 007.

Before Bond came on the scene, Frank Sinatra was the number one male icon. Every man wanted to be Sinatra in a casino wearing a tuxedo and choosing whatever fun he wanted at the moment.

That all changed when the 3rd James Bond movie ‘Goldfinger’, made 007 the international icon of masculine adventure and lifestyle. And he’s endured for 50 years. When Bond is in trouble, he doesn’t fold, he focuses. He calls up his talent at will and delivers on a deadline, like he did with the ticking time-bomb in Ft. Knox. Men want to be that cool under pressure and get the job done with that style.

Cotto: How can one go about adopting the Bond attitude toward life? What is required in order to accomplish this?

Kyriazi: When you ask someone “Why do you like James Bond?” the answer often comes back, “Because he’s so cool.” And the only way that a person can be cool is to start taking control of the three parts of his personality; the body, mind and feelings. Especially the feelings. 

Bond has his fear, panic and anger under control. Bond also has a knowledgeable mind (on almost any subject, it seems) and though his body is often beat up, he is never sick. So to adopt Bond’s attitude toward life, an intelligent mind, healthy body and feelings under control are of upmost importance.

Cotto: If one wishes to live like Bond, can this be done on a fairly standard budget?

Kyriazi: We have to remember that Bond is a civil servant, a working man, but he surely has his finances under control. To get the most bang for our bucks, Q Branch provides us with two powerful “gadgets“. They are the calendar and the calculator.

The calendar is used to set a date for achieving our goals. The calculator is used to make a budget,so that we how the cost of our upcoming goals. And it usually turns out that they are not as expensive than we imagined. By judicially choosing what we want to spend our money on, we can accomplish great things.
Three of the 21 Rules of the James Bond Lifestyle are; # 1- I never run out of cash. # 7 - I carry enough cash and credit to operate efficiently. # 10 - I’m not afraid to spend money on what I want.

So yes, we can accomplish our goals on a ‘standard budget’, but we need to know exactly what we want for ourselves and an exact plan on how to get it.

Cotto: How important is personal attire? Is it pretty far down the list, or an essential element of self-definition?

Kyriazi: It is essential to upgrade our clothing to at least staying away from T-shirt, shorts and tennis shoes as our daily attire.

Stay away from loose and baggy clothes. Well fitting clothes that are comfortable give the wearer subconscious power. This is especially important when we are first starting out to reinvent ourselves.

The new Bond movie Skyfall is all about Bond’s “resurrection” as he puts it. Upgraded clothes, cash in our money clips and a plan of action, will give our “resurrection” some empowerment.

In he ‘50s when Frank Sinatra was trying to make a comeback he said, “I changed my agent, my manger, my recording company, my clothes and got back to work.” Notice that “clothes” was in that list, along with that all important word “work”.

Cotto: Would Bond take something along the lines of a career setback in stride, or quite seriously? Can we learn from his example?

Kyriazi: In On Her Majesty’s Secret Service, when Bond thought that he was fired, he first got distressed when clearing out his desk, then took it in stride with a toast to the picture of the Queen on his wall, saying, “Sorry Ma’am.” But we know for sure that Bond will snap into action and find another job, probably as a mercenary. However, in Bond’s case, his secretary, Miss Moneypenny, saved the day and Bond kept his job.

When we have a setback, we have to ask ourselves, “What would James Bond do?” and the proper answer will come back: He’d focus, make a plan and take immediate action.