Silva rerum or the forest of thing was a one-of-a-kind book where Polish nobility used to (in XVI-XVIII centuries) note everything that seemed interesting, important, bizzare or for some other reason worth recording. They covered all areas of the family life, starting with financial documents and economical information, through practical advices and recipts, ending with jokes and gossips. Every silva rerum was different, every silva rerum was unique and so mine will be. Enjoy.
Tuesday, December 10, 2013
Friday, December 6, 2013
The NRC and Nuclear Terrorism: Still Out of Step on the Insider Threat
One of the biggest challenges in protecting sensitive facilities, materials and information from terrorists is the “insider threat.” All the guns, guards and gates in the world can be rendered useless if individuals with malevolent intentions can get unrestricted access to facilities under false pretenses, or individuals with access are recruited for terrorist causes.
The recent cases of Washington Navy Yard shooter Aaron Alexis and National Security Agency (NSA) whistleblower Edward Snowden have illustrated the vulnerability of the most highly secure facilities and systems to insiders.
The Two-Person Rule
The nuclear realm is no exception. Effective prevention of nuclear terrorism—that is, protecting against the theft or diversion of nuclear weapon-usable materials by non-state groups—depends crucially on mitigating the insider threat.
Given this danger, it is difficult to comprehend a recent decision by the Nuclear Regulatory Commission. NRC commissioners rejected the advice of their staff and indefinitely tabled consideration of a new requirement that could greatly reduce the insider threat at U.S. nuclear facilities handling nuclear weapon-usable and other sensitive nuclear materials.
In 2011, as part of a package of revisions to NRC requirements for material control and accounting at the nuclear facilities that it regulates, the NRC staff proposed that the agency introduce a “two-person rule” “to make the unauthorized diversion of material less likely.” The two-person rule would ensure that “two qualified and authorized individuals are present” when working with sensitive nuclear materials, such as transferring or handling materials, placing seals on containers, or conducting inventories.
A two-person rule is a commonly used anti-insider security measure that ensures that a lone individual never has the opportunity to steal material or take other actions to facilitate a theft without being observed. A two-person rule cannot provide complete protection against insider conspiracies involving more than one person, but it can make life more complicated even for small groups of insiders. It’s such a good idea that the Department of Energy has had a two-person rule at its facilities for decades. Regardless, the NRC has never imposed an explicit, comprehensive two-person rule, even for facilities handling such strategically important quantities of weapon-usable materials as plutonium or highly enriched uranium.
The NRC Needs a Two-Person Rule
The NRC staff has estimated that the cost of implementing a two-person rule at the small number of Category I facilities that it regulates—two plants that manufacture highly enriched uranium fuel for naval reactors and the plutonium mixed-oxide fuel fabrication plant under construction in South Carolina—would be a mere $165,000. For eight other less sensitive facilities, including uranium enrichment plants, the total cost would be about $550,000. Yet even this relatively small price for a big security gain is apparently too much for the nuclear industry to swallow. The NRC staff noted that “existing licensees have expressed concern about the potential impact of the two-person rule.”
The industry’s complaints appear to have found a receptive audience at the NRC, specifically commissioners Kristine Svinicki and William Magwood, who questioned the value of the two-person rule provision and voted to exclude it from the draft regulation. They were in the minority at that time, however, and the commissioners ultimately approved publication of the draft rule in the Federal Register for comment. Even so, the commissioners also told the NRC staff to either subject the two-person rule and other proposed changes to a cost-benefit analysis under the NRC regulation called the “backfit rule” or explain why the backfit rule does not apply.
The staff maintained that they were merely following precedent: The NRC had not applied the backfit rule to new material control and accounting regulations in the past. In fact, there is no sensible way to perform a quantitative cost-benefit analysis if the benefit is preventing the theft of sufficient material to make a nuclear weapon. The benefits are self-evident, and the costs are minimal.
Nevertheless, in 2013 the commission—including the new chairman, Allison Macfarlane—reversed its previous decision and blocked publication of the draft, voting that the staff had to do a backfit analysis on the two-person rule. The commissioners also said that if the staff didn’t want to hold up the rest of the rule while it did the analysis, they could simply drop the two-person provision and defer it to an unspecified future date. That’s what the staff decided to do in the Federal Register notice published on November 8: postpone the decision, possibly forever.
The NRC is not the only federal agency that lacks a common-sense two-person rule. Even the NSA apparently didn’t have such a rule governing access to highly classified information. In the wake of the Edward Snowden fiasco, it finally made a commitment to implement one.
Unfortunately, the NRC has not gotten the message. Let’s only hope that the agency doesn’t have to experience a similarly disastrous wake-up call before it appreciates the need to strengthen measures to thwart an inside job at U.S. nuclear facilities.
About the author: Dr. Lyman received his PhD in physics from Cornell University in 1992. He was a postdoctoral research scientist at Princeton University's Center for Energy and Environmental Studies, and then served as Scientific Director and President of the Nuclear Control Institute. He joined UCS in 2003. He is an active member of the Institute of Nuclear Materials Management and has served on expert panels of the Nuclear Regulatory Commission. His research focuses on security issues associated with the management of nuclear materials and the operation of nuclear power plants, particularly with respect to reprocessing and civil plutonium. Areas of expertise: Nuclear terrorism, proliferation risks of nuclear power, nuclear weapons policy
Source: http://allthingsnuclear.org/the-nrc-and-nuclear-terrorism-still-out-of-step-on-the-insider-threat/
Source: http://allthingsnuclear.org/the-nrc-and-nuclear-terrorism-still-out-of-step-on-the-insider-threat/
Wednesday, December 4, 2013
Al Qaeda pursued a ‘dirty bomb’ (2003; The Washington Times)
A key al Qaeda terrorism suspect was in Canada looking for nuclear material
for a “dirty bomb,” The Washington Times has learned.
Adnan El Shukrijumah is being sought by the FBI and CIA in connection with a plot to detonate a dirty bomb — a conventional explosive laced with radioactive material. According to an FBI informant, El Shukrijumah was spotted last year in Hamilton, Ontario, posing as a student at McMaster University, which has a 5-megawatt research reactor. U.S. officials believe El Shukrijumah, whose photograph was posted on the FBI’s Web site in March, was in Hamilton trying to obtain radioactive material. One U.S. official said El Shukrijumah is a key North American al Qaeda member who is useful to other Middle Eastern members of the terrorist group because of his knowledge of the United States and his ability to speak English.
El Shukrijumah was identified by the informant after his photograph was made public by the FBI in March. He is believed to be part of an al Qaeda cell in Canada and the United States that was planning a dirty-bomb attack. The status of the bomb plot is not known.
Spokesmen for the FBI, CIA, Canadian Security Intelligence Service and Royal
Canadian Mounted Police declined to comment on El Shukrijumah’s stay in Canada.
Jane Johnson, a spokeswoman for McMaster University, declined to comment on whether El Shukrijumah was ever a student at the school. She said such information is confidential.
A Homeland Security Department official said earlier this week that recent information indicates al Qaeda is continuing to plan attacks, including strikes within the United States. “We have received a lot of good information from these detainees over the past several weeks and corroborated the fact there were active plans, ongoing, to conduct another attack in the United States,” William H. Parrish, an intelligence official with the department, told the Associated Press. “This attack, as they indicated, was probably going to be multiple attacks — simultaneous,” he said. Another U.S. official said al Qaeda could strike targets in several places, including the Persian Gulf, East Africa and Southeast Asia, as well as Europe and the United States.
In addition to El Shukrijumah, the informant said that at least three other al Qaeda terrorists were seen in Hamilton in 2002. They include Anas al-Liby, one of the FBI’s most wanted terrorists, Jaber A. Elbaneh and Amer El-Maati. Al-Liby has been linked by U.S. authorities to the 1998 bombings of U.S. embassies in Tanzania and Kenya. El Shukrijumah and El-Maati are being sought for questioning by the FBI in connection with terrorist threats against the United States, according to the bureau’s counterterrorism Web site. Elbaneh is wanted by the FBI as part of a federal criminal complaint made public in May on charges of providing support to al Qaeda as part of a terrorist cell near Buffalo, N.Y. FBI officials have said El Shukrijumah lived in southern Florida and was identified by captured al Qaeda leader Khalid Shaikh Mohammed. He left the United States in May 2002 and is believed to be in the Middle East, one U.S. official said. El Shukrijumah’s connection to the dirty-bomb plot is based on his stay in southern Florida at the same time as another al Qaeda suspect, Jose Padilla. Padilla is a Muslim convert who was arrested in May 2002 in Chicago after returning from Switzerland. He was detained as an enemy combatant and transferred to U.S. military custody. Padilla has not talked to U.S. officials, but intelligence agencies believe he and El Shukrijumah were conspirators in the bomb plot.
U.S. intelligence officials said earlier this year that al Qaeda planned to detonate a dirty bomb inside the United States, a plot directed by Mohammed. According to the officials, the al Qaeda members were sent to North America and assigned with making the bomb from materials acquired there, rather than trying to smuggle conventional explosives and radioactive material into the United States. The terrorists were to buy or steal radioactive material with help from people who had access to research reactors or radioactive medical waste.
El Shukrijumah was also identified from documents obtained in connection with the 2002 arrest in Pakistan of Ramzi Binalshibh, a key planner of the September 11 attacks. El Shukrijumah is believed to be a terrorist organizer similar to Mohamed Atta, the ringleader of the attacks that killed more than 3,000 people at the World Trade Center, the Pentagon and in Shanksville, Pa.
Read more: http://www.washingtontimes.com/news/2003/oct/16/20031016-110337-4698r/#ixzz2mWQbuXo6
Adnan El Shukrijumah is being sought by the FBI and CIA in connection with a plot to detonate a dirty bomb — a conventional explosive laced with radioactive material. According to an FBI informant, El Shukrijumah was spotted last year in Hamilton, Ontario, posing as a student at McMaster University, which has a 5-megawatt research reactor. U.S. officials believe El Shukrijumah, whose photograph was posted on the FBI’s Web site in March, was in Hamilton trying to obtain radioactive material. One U.S. official said El Shukrijumah is a key North American al Qaeda member who is useful to other Middle Eastern members of the terrorist group because of his knowledge of the United States and his ability to speak English.
El Shukrijumah was identified by the informant after his photograph was made public by the FBI in March. He is believed to be part of an al Qaeda cell in Canada and the United States that was planning a dirty-bomb attack. The status of the bomb plot is not known.
Spokesmen for the FBI, CIA, Canadian Security Intelligence Service and Royal
Canadian Mounted Police declined to comment on El Shukrijumah’s stay in Canada.
Jane Johnson, a spokeswoman for McMaster University, declined to comment on whether El Shukrijumah was ever a student at the school. She said such information is confidential.
A Homeland Security Department official said earlier this week that recent information indicates al Qaeda is continuing to plan attacks, including strikes within the United States. “We have received a lot of good information from these detainees over the past several weeks and corroborated the fact there were active plans, ongoing, to conduct another attack in the United States,” William H. Parrish, an intelligence official with the department, told the Associated Press. “This attack, as they indicated, was probably going to be multiple attacks — simultaneous,” he said. Another U.S. official said al Qaeda could strike targets in several places, including the Persian Gulf, East Africa and Southeast Asia, as well as Europe and the United States.
In addition to El Shukrijumah, the informant said that at least three other al Qaeda terrorists were seen in Hamilton in 2002. They include Anas al-Liby, one of the FBI’s most wanted terrorists, Jaber A. Elbaneh and Amer El-Maati. Al-Liby has been linked by U.S. authorities to the 1998 bombings of U.S. embassies in Tanzania and Kenya. El Shukrijumah and El-Maati are being sought for questioning by the FBI in connection with terrorist threats against the United States, according to the bureau’s counterterrorism Web site. Elbaneh is wanted by the FBI as part of a federal criminal complaint made public in May on charges of providing support to al Qaeda as part of a terrorist cell near Buffalo, N.Y. FBI officials have said El Shukrijumah lived in southern Florida and was identified by captured al Qaeda leader Khalid Shaikh Mohammed. He left the United States in May 2002 and is believed to be in the Middle East, one U.S. official said. El Shukrijumah’s connection to the dirty-bomb plot is based on his stay in southern Florida at the same time as another al Qaeda suspect, Jose Padilla. Padilla is a Muslim convert who was arrested in May 2002 in Chicago after returning from Switzerland. He was detained as an enemy combatant and transferred to U.S. military custody. Padilla has not talked to U.S. officials, but intelligence agencies believe he and El Shukrijumah were conspirators in the bomb plot.
U.S. intelligence officials said earlier this year that al Qaeda planned to detonate a dirty bomb inside the United States, a plot directed by Mohammed. According to the officials, the al Qaeda members were sent to North America and assigned with making the bomb from materials acquired there, rather than trying to smuggle conventional explosives and radioactive material into the United States. The terrorists were to buy or steal radioactive material with help from people who had access to research reactors or radioactive medical waste.
El Shukrijumah was also identified from documents obtained in connection with the 2002 arrest in Pakistan of Ramzi Binalshibh, a key planner of the September 11 attacks. El Shukrijumah is believed to be a terrorist organizer similar to Mohamed Atta, the ringleader of the attacks that killed more than 3,000 people at the World Trade Center, the Pentagon and in Shanksville, Pa.
Read more: http://www.washingtontimes.com/news/2003/oct/16/20031016-110337-4698r/#ixzz2mWQbuXo6
Monday, December 2, 2013
Achilleion Palace - Corfu - Greece
Achilleion Palace is one of the landmarks of a lovely Greek island of Corfu, located at the Ionian Sea. The Palace was built following a wish expressed - in 1888 - by Sisi aka Austrian Empress Elisabeth. The man behind the design was an Italian architect Raffaele Caritto. The German Kaiser Wilhelm II purchased Achilleion in 1907. During Kaiser Wilhelm's visits a lot of diplomatic activity used to take place in Achilleion and it became a hub of European diplomacy.
During World War I, the Achilleion was used as a military hospital by French and Serbian troops. After World War I, it became the property of the Greek state according to the treaty of Versailles and the war reparations that followed in 1919.
In the years between World War I and World War II the Achilleion property was used to house various government services and at the same time a number of artifacts were auctioned off.
During World War II, the axis powers used the Achilleion as military headquarters. After World War II, the Achilleion came under the management umbrella of the Hellenic Tourist Organisation (HTO).
In 1962 the Achilleion was leased to a private company that converted the upper level to a casino and the lower grounds to a museum. In 1983 the lease was terminated and the palace management was returned to the HTO. In 1994 the European Union Summit Meeting took place in the Achilleion.
The James Bond fans should consider visiting the Achilleion Palace for a simple reason: the casino scene of the James Bond film For Your Eyes Only (1981) was filmed there...
During World War I, the Achilleion was used as a military hospital by French and Serbian troops. After World War I, it became the property of the Greek state according to the treaty of Versailles and the war reparations that followed in 1919.
In the years between World War I and World War II the Achilleion property was used to house various government services and at the same time a number of artifacts were auctioned off.
During World War II, the axis powers used the Achilleion as military headquarters. After World War II, the Achilleion came under the management umbrella of the Hellenic Tourist Organisation (HTO).
In 1962 the Achilleion was leased to a private company that converted the upper level to a casino and the lower grounds to a museum. In 1983 the lease was terminated and the palace management was returned to the HTO. In 1994 the European Union Summit Meeting took place in the Achilleion.
The James Bond fans should consider visiting the Achilleion Palace for a simple reason: the casino scene of the James Bond film For Your Eyes Only (1981) was filmed there...
© Photographer: Lyngbyvej | Agency: Dreamstime.com
Monday, November 25, 2013
Dirty Bombs Revisited: Combating the Hype by Stratfor
By Scott Stewart
As STRATFOR has noted for several years now, media coverage of the
threat posed by dirty bombs runs in a perceptible cycle with distinct
spikes and lulls. We are currently in one of the periods of heightened
awareness and media coverage. A number of factors appear to have sparked
the current interest, including the recently concluded Nuclear Security
Summit hosted by U.S. President Barack Obama. Other factors include the
resurfacing rumors that al Qaeda militant Adnan El Shukrijumah may have
returned to the United States and is planning to conduct an attack, as
well as recent statements by members of the Obama administration
regarding the threat of jihadist militants using weapons of mass
destruction (WMD). A recent incident in India in which a number of
people were sickened by radioactive metal at a scrap yard in a New Delhi
slum also has received a great deal of media coverage.
In spite of the fact that dirty bombs have been discussed widely in
the press for many years now -- especially since the highly publicized
arrest of Jose Padilla in May 2002 -- much misinformation and
disinformation continues to circulate regarding dirty bombs. The
misinformation stems from long-held misconceptions and ignorance, while
the disinformation comes from scaremongers hyping the threat for
financial or political reasons. Frankly, many people have made a lot of
money by promoting fear since 9/11.
Just last week, we read a newspaper article in which a purported
expert interviewed by the reporter discussed how a dirty bomb would
"immediately cause hundreds or even thousands of deaths." This is simply
not true. A number of radiological accidents have demonstrated that a
dirty bomb will not cause this type of death toll. Indeed, the panic
generated by a dirty bomb attack could very well result in more
immediate deaths than the detonation of the device itself.
Unfortunately, media stories hyping the threat of these devices may
foster such panic, thus increasing the death toll. To counter this
irrational fear, we feel it is time once again to discuss dirty bombs in
detail and provide our readers with a realistic assessment of the
threat they pose.
Dirty Bombs Defined
A dirty bomb is a type of radiological dispersal device (RDD), and RDDs are, as the name implies, devices that disperse a radiological isotope. Depending on the motives of those planning the attack, an RDD could be a low-key weapon that surreptitiously releases aerosolized radioactive material, dumps out a finely powdered radioactive material or dissolves a radioactive material in water. Such surreptitious dispersal methods would be intended to slowly expose as many people as possible to the radiation and to prolong their exposure. Unless large amounts of a very strong radioactive material are used, however, the effects of such an exposure will be limited. People are commonly exposed to heightened levels of radiation during activities such as air travel and mountain climbing. To cause adverse effects, radiation exposure must occur either in a very high dose over a short period or in smaller doses sustained over a longer period. This is not to say that radiation is not dangerous, but rather the idea that the slightest amount of exposure to radiation causes measurable harm is not accurate.
By its very nature, the RDD is contradictory. Maximizing the harmful
effects of radiation involves maximizing the exposure of the victims to
the highest possible concentration of a radioisotope. When dispersing
the radioisotope, by definition and design the RDD dilutes the
concentration of the radiation source, spreading smaller amounts of
radiation over a larger area. Additionally, the use of an explosion to
disperse the radioisotope alerts the intended victims, who can then
evacuate the affected area and be decontaminated. These factors make it
very difficult for an attacker to administer a deadly dose of radiation
via a dirty bomb.
It is important to note that a dirty bomb is not a nuclear device,
and no nuclear reaction occurs. A dirty bomb will not produce an effect
like the nuclear devices dropped on Hiroshima or Nagasaki. A dirty bomb
is quite simply an RDD that uses explosives as the means to disperse a
radioactive isotope, and the only blast effect will be from the
explosives used to disperse the radioisotope. In a dirty bomb attack,
radioactive material not only is dispersed, but the dispersal is
accomplished in an obvious manner, and the explosion immediately alerts
the victims and authorities that an attack has taken place. The
attackers hope that notice of their attack will cause mass panic -- in
other words, the RDD is a weapon of fear and terror.
The radioisotopes that can be used to construct an RDD are fairly
common. Even those materials considered by many to be the most likely to
be used in an RDD, such as cobalt-60 and cesium-137, have legitimate
medical, commercial and industrial uses. Organizations such as the
International Atomic Energy Agency warn that such radioisotopes are
readily available to virtually any country in the world, and they are
almost certainly not beyond the reach of even moderately capable
non-state actors. Indeed, given the ease of obtaining radiological
isotopes and the ease with which a dirty bomb can be constructed, we are
surprised that we have not seen one successfully used in a terror
attack. We continue to believe that it is only a matter of time before a
dirty bomb is effectively employed somewhere. Because of this, let's
examine what effectively employing a dirty bomb means.
Dirty Bomb Effectiveness
Like a nonexplosive RDD, unless a dirty bomb contains a large amount of very strong radioactive material, the effects of the device are not likely to be immediate and dramatic. In fact, the explosive effect of the RDD is likely to kill more people than the device's radiological effect. This need for a large quantity of a radioisotope not only creates the challenge of obtaining that much radioactive material, it also means that such a device would be large and unwieldy -- and therefore difficult to smuggle into a target such as a subway or stadium.
In practical terms, a dirty bomb can produce a wide range of effects
depending on the size of the improvised explosive device (IED) and the
amount and type of radioactive material involved. (Powdered
radioisotopes are easier to disperse than materials in solid form.)
Environmental factors such as terrain, weather conditions and population
density would also play an important role in determining the effects of
such a device.
Significantly, while the radiological effects of a dirty bomb may not
be instantly lethal, the radiological impact of an RDD will in all
likelihood affect an area larger than the killing radius of the IED
itself, and will persist for far longer. The explosion from a
conventional IED is over in an instant, but radiation released by a RDD
can persist for decades unless the area is decontaminated. While the
radiation level may not be strong enough to affect people exposed
briefly in the initial explosion, the radiation will persist in the
contaminated area, and the cumulative effects of such radiation could
prove very hazardous. (Here again, the area contaminated and the ease of
decontamination will depend on the type and quantity of the radioactive
material used. Materials in a fine powdered form are easier to disperse
and harder to clean up than solid blocks of material.) In either case,
it will be necessary to evacuate people from the contaminated area, and
people will need to stay out of the area until it can be decontaminated,
a process that could prove lengthy and expensive.
Therefore, while a dirty bomb is not truly a WMD like a nuclear
device, we frequently refer to them as "weapons of mass disruption" or
"weapons of mass dislocation" because they may temporarily render
contaminated areas uninhabitable. The expense of decontaminating a
large, densely populated area, such as a section of London or
Washington, is potentially quite high. This cost would also make a dirty
bomb a type of economic weapon.
Historical Precedents
The world has not yet witnessed a successful dirty bomb attack by a terrorist or militant group. That does not necessarily mean that militant groups have not been interested in radiological weapons, however. Chechen militants have perhaps been the most active in the realm of radioactive materials. In November 1995, Chechen militants under the command of Shamil Basayev placed a small quantity of cesium-137 in Moscow's Izmailovsky Park. Rather than disperse the material, however, the Chechens used the material as a psychological weapon by directing a TV news crew to the location and thus creating a media storm and fostering public fear. The material in this incident was thought to have been obtained from a nuclear waste or isotope storage facility in the Chechen capital of Grozny.
In December 1998, the pro-Russian Chechen Security Service announced
it had found a dirty bomb consisting of a land mine combined with
radioactive materials next to a railway line frequently used to
transport Russian troops. It is believed that Chechen militants planted
the device. In September 1999, two Chechen militants who attempted to
steal highly radioactive materials from a chemical plant in Grozny were
incapacitated after carrying the container for only a few minutes each;
one reportedly died. This highlights another difficulty with producing a
really effective dirty bomb: The strongest radioactive material is
dangerous to handle, and even a suicide operative might not be able to
move and employ it before being overtaken by its effects.
Still, none of these Chechen incidents really provided a very good
example of what a dirty bomb detonation would actually look like. To do
this, we need to look at incidents where radiological isotopes were
dispersed by accident. In 1987, in Goiania, Brazil, a tiny radiotherapy
capsule of cesium chloride salt was accidentally broken open after being
salvaged from a radiation therapy machine left at an abandoned health
care facility. Over the course of 15 days, the capsule containing the
radioisotope was handled by a number of people who were fascinated by
the faint blue glow it gave off. Some victims reportedly even smeared
the substance on their bodies. The radiation was then dispersed by these
people to various parts of the surrounding neighborhood, and some of it
was even taken to nearby towns. In all, more than 1,000 people were
contaminated during the incident and some 244 were found to have
significant radioactive material in or on their bodies. Still, only four
people died from the incident, and most of those who died had sustained
exposure to the contamination. In addition to the human toll, the
cleanup operation in Goiania cost more than $100 million, as many houses
had to be razed and substantial quantities of contaminated soil had to
be removed from the area.
In a more recent case involving a scrap dealer, this time in a slum
outside New Delhi, India, eight people were admitted to the hospital
because of radiation exposure after a scrap dealer dismantled an object
containing cobalt-60. The material apparently arrived at a scrap shop
March 12, and the owner of the shop was admitted to the hospital April 4
suffering from radiation-poisoning symptoms (again another case
involving prolonged exposure to a radiation source). The radiation
source was found at the scrap yard April 5 and identified as cobalt-60.
Indian authorities hauled away eight piles of contaminated scrap. The
cleanup operation was easier in the Indian incident, since the
radioactive material was in metallic form and found in larger pieces
rather than in powdered form seen in the cesium in Goiania.
Intriguingly, a nearby scrap shop also was found to be contaminated
April 16, but it appears from initial reports that the second site was
contaminated by a second radioactive source that contained a weaker form
of cobalt-60. Though we are watching for additional details on this
case, so far, despite the long-term exposure to a potent radioactive
source, no deaths have been reported.
At the other end of the spectrum from the Goiania and New Delhi
accidents is the 1986 Chernobyl nuclear disaster in northern Ukraine,
when a 1-gigawatt power reactor exploded. It is estimated that more than
one hundred times the radiation of the Hiroshima bomb was released
during the accident -- the equivalent of 50 million to 250 million grams
of radium. More than 40 different radioisotopes were released, and
there was a measurable rise in cesium-137 levels across the entire
European continent. No RDD could ever aspire to anything close to such
an effect.
Chernobyl wrought untold suffering, and estimates suggest that it may
ultimately contribute to the deaths of 9,000 people. But many of those
affected by the radiation are still alive more than 20 years after the
accident. While STRATFOR by no means seeks to downplay the tragic human
or environmental consequences of this disaster, the incident is
instructive when contemplating the potential effects of a dirty bomb
attack. In spite of the incredible amounts of radioactive material
released at Chernobyl, only 31 people died in the explosion and
immediate aftermath. Today, 5.5 million people live in the contaminated
zone -- many within or near the specified EU dosage limits for people
living near operational nuclear power plants.
It is this type of historical example that causes us to be so
skeptical regarding claims that a small dirty bomb will cause hundreds
or even thousands of deaths. Instead, the most strategic consequences of
this sort of destruction are economic. By some estimates, the Chernobyl
disaster will ultimately cost well in excess of $100 billion. Again, in
our opinion, a dirty bomb should be considered a weapon of disruption
-- one that will cause economic loss, but would not cause mass
casualties or any real mass destruction.
Fighting Panic
Analytically, based upon the ease of manufacture and the historical interest by militants in dirty bombs -- which ironically may in part be due to the way the RDD threat has been hyped -- it is only a matter of time before militants successfully employ one. Since the contamination created by such a device can be long-lasting, more rational international actors probably would prefer to detonate such a device against a target outside their own country. In other words, they would lean toward attacking a target within the United States or United Kingdom rather than the U.S. or British embassies in their home country.
And since it is not likely to produce mass casualties, a dirty bomb attack would likely be directed against a highly symbolic target -- such as one representing the economy or government -- and designed to cause the maximum amount of disruption at the target site. Therefore, it is not out of the question to imagine such an attack aimed at a target such as Wall Street or the Pentagon. The device would not destroy these sites, but would limit access to them for as long as it took to decontaminate them.
As noted above, we believe it is possible that the panic caused by a dirty bomb attack could well kill more people than the device itself. People who understand the capabilities and limitations of dirty bombs are less likely to panic than those who do not, which is the reason for this analysis. Another important way to help avoid panic is to carefully think about such an incident in advance and to put in place a carefully crafted contingency plan for your family and business. Contingency plans are especially important for those who work in proximity to a potential dirty bomb target. But they are useful in any disaster, whether natural or man-made, and something that should be practiced by all families and businesses. Such knowledge and planning provide people with the ability to conduct an orderly and methodical evacuation of the affected area. This allows them to minimize their exposure to radioactivity while also minimizing their risk of injury or death due to mass hysteria. For while a dirty bomb attack could well be messy and disruptive, it does not have to be deadly.
"Dirty Bombs Revisited: Combating the Hype is republished with permission of Stratfor."
Tuesday, November 12, 2013
CBRN Weapons and Non-State Actors
What type(s) of non-state actors, according to their characteristics and objectives, are most likely to use CBRN weapons? by Amaury Vergely
Ever since the 1995 sarin attack of the
Tokyo Subway by the religious cult Aum Shinrikyo (“Aum Supreme Truth”),
there has been a growing fear that non-state actors, especially
terrorist groups, might decide to resort to Chemical, Biological,
Radiological and Nuclear weapons (CBRN) on a large scale. Governments
and counter-terrorism agencies have set up measures to minimize the
threat, while academics and experts have tried to profile the groups
interested in acquiring and using such weapons. First of all, it is
important to explain why this paper will deliberately focus on terrorist
groups, which are only one sub-category of non-state actors (other
groups would include political lobbies, criminal organisations,
separatist groups or even single individuals). When it comes to CBRN
weapons, this paper argues that any group willing to use them could be
defined as a terrorist organisation (but not automatically, insofar as
“terrorist” remains a label that does not have a globally shared
definition), whatever its personal objectives or characteristics.
Indeed, although CBRN weapons can be very different from one another,
they share some key aspects that make them all identifiable as “terror
weapons” (their ability to provoke mass destruction and generate
unprecedented fear among the population, to name a few). The few case
studies of previous CBRN incidents have lead experts to identify key
characteristics of terrorist groups that would potentially have an
interest in CBRN weapons. Most of them agree that apocalyptic or
religious extremist groups are the most likely to use CBRN weapons.
However, although groups that present such characteristics might be the
most dangerous ones regarding the subject matter, I think that the
assumptions underlying these conclusions are misleading. To overcome
these issues, this paper will attempt to follow the same analytic
pattern, identifying shared characteristics of groups that have turned
to CBRN terrorism through four case studies. It will then present the
conclusions drawn by academics and experts in major research papers and
discuss them, stressing the risk of misconceptions regarding CBRN
weapons. Finally, this paper will argue that the type of a group is too
reductive to determine effectively which group(s) are most likely to use
CBRN weapons and is not as crucial as the combination of factors that
might lead the group to this decision.
Four different case studies are usually discussed when experts want
to determine the characteristics of potential users of CBRN weapons.
Three of them are large-scale “successful” CBRN attacks, while the last
one is a potential threat that seems to be a major concern for the US
government and the international community as a whole. Chronologically,
the first successful CBRN attack happened in 1984, when the Rajneeshee
religious cult poisoned 751 people, spreading Salmonella typhimurium bacteria
over ten salad bars. No fatality was reported. The aim of the attack
was to influence a local vote in Oregon by limiting the voter turnout.
Another deadly agent, Salmonella typhi, had been suggested to the
leader of the group, Bhagwan Shree Rajneesh, but he reportedly refused,
claiming that the attack was aiming at incapacitating people, not
killing them.
The second case occurred in 1990 in Sri Lanka. The Liberation Tigers of
Tamil Eelam (LTTE), a separatist militant organisation active in the
north of the country, assaulted a military facility using chlorine gas.
At least 60 soldiers got sick due to gas exposure, although no fatality
was reported. The operation was a success, despite that members of the
LTTE got exposed to chlorine when the wind shifted. The third case,
previously mentioned, was the 1995 release of sarin gas in the Tokyo
subway by the religious cult Aum Shinrikyo. The attack killed 12 people
and injured 200, while up to 5,000 stormed in hospitals believing they
had been exposed. Finally, the last case study is Al Qaeda’s reported
attempt to acquire and intention to use a CBRN weapon. Extensive
evidence can be found to support this statement: the declaration of bin
Laden in 1998 that acquiring CBRN weapons ‘is a religious duty’ (remaining very vague regarding its actual possession of such weapons), the 2003 fatwa
(a religious decree) condoning the killing of 4 Million of Americans,
described as a legitimate act of vengeance, as well as numerous
documents found in Afghanistan attesting of active researches and
experiments in CBRN weapons. A whole volume of Al Qaeda’s “Encyclopaedia
of Jihad” even details the construction of Chemical and Biological
weapons.
Although it is not clear whether Al Qaeda remains at an early stage of
development of CBRN weapons, there is no doubt regarding the
organisation’s interest in such weapons.
Even though these case studies differ by many more aspects than they
resemble each other, they share a few common points. In all four cases, a
charismatic leader was involved: Prabakaran, leader of the LTTE,
controlled the entire life of his followers up to their diet, bin Laden
required that Al Qaeda’s members swore allegiance to him (bay’ah),
while Bhagwan Shree Rajneesh and Shoko Asahara were the spiritual
leaders of their cult. In the case of Asahara, he had a huge influence
over his followers, predicting the end of the world and promising
salvation to all members of Aum. Indeed, a charismatic leader is an
important factor for a group that would turn to CBRN terrorism: the
influence of the leader can be so important that his decisions are
enough to suppress any moral constraint that a member would have,
because he holds the truth and the justification of all the actions
carried out by the group. Moreover, he is the only one bearing
responsibility for them, the individual fading away in the group as a
whole. An analogue argument regarding a divine justification of
religious groups’ actions is also often put forward. In two cases,
members of the group had a personal interest or obsession with CBRN
weapons: Ma Anand Puja, the member of the Rajneeshees who suggested the
use of Salmonella typhi, was suspected of being a ‘serial poisoner’,
while Aum Shinrikyo had a very hierarchical organisation with
scientists as head of chemical and biological departments, not to
mention Asahara personal fascination with unconventional weapons. He
even wrote a song about sarin, titled ‘Song of Sarin, the Magician’.
Social alienation also played an important role in the Aum and
Rajneeshee cults: after losing the 1990 elections, Aum decided that no
one from outside of the group could be saved, drawing a clear line
between “us” and “them”, while the Rajneeshees were living in a small
community in Waso County, isolated from anyone else. The consequence of
this alienation was that any exterior social constraint regarding
violence would have no impact on the group’s decisions. Finally, religion was a factor in three of these cases, or at least a major characteristic of the groups involved.
But that is as far as this comparison goes. The use of CBRN weapons
was a rational choice that addressed very different needs and objectives
in each case. While it played a central role in Aum’s prophesised
apocalypse (although the 1995 sarin attack was a desperate action
triggered by a planned operation of the Japanese police to close in on
the group’s facilities), the LTTE only resorted to chemical weapons that
one time because of a shortage of conventional weapons and has never
used chlorine again. While Al Qaeda might be willing to use CBRN weapons
for their psychological and symbolic impact, which requires visibility,
the Rajneeshees’ attack went unnoticed for over a year. According to
John Parachini, Director of the Intelligence Policy Center at the RAND
Corporation, the role of religion has been played up, even in the cases
of Aum and Al Qaeda.
Asahara had an egocentric personality and wanted to be the emperor of
the post-Armageddon world, one of the few to actually survive the end of
the world. Bin Laden’s divine justification of a holy war can be regarded as a personal vanguard against the United States and its allies.
The Rajneeshee was a religious cult but had a secular objective
(winning a local election). Therefore, it seems that a simple profile of
a group willing to use CBRN weapons cannot be deducted from these case
studies only.
The literature on the subject reveals two different trends: one that
mostly expends on the case studies mentioned above as well as minor CBRN
incidents, using a qualitative approach to establish a typology of
groups most likely susceptible to resort to CBRN weapons, and a second
one using a quantitative approach, exploiting the CBRN terrorism
database of the Monterey Institute of International Studies. It is worth
noticing that the findings of both the approaches differ at some point.
Regarding the qualitative approach, the different typologies are very
similar in their content. I present here Drs. Charles Ferguson and
Wiliam Potter’s typology of terrorist groups according to their
potential interest in nuclear terrorism, but it differs very little from Professor Robin Frost’s.
Ferguson and Potter focus their study on four types of groups:
‘apocalyptic groups’, ‘politico-religious groups’,
‘nationalist/separatist groups’ and ‘single-issue terrorists’. According
to them, apocalyptic groups pose the greatest threat when it comes to
nuclear terrorism, because some of them might want to bring about the
Apocalypse they foresee, in which case the means becomes the end itself.
The key characteristics of such groups are ‘charismatic leaders,
isolation and alienation from the larger society, sense of paranoia and
grandiosity’.
It is obvious that this category refers directly to Aum Shinrikyo,
which is nonetheless a very specific religious cult that cannot be
compared to any other existing terrorist group.
The second category they mention is ‘politico-religious groups’,
cause and offspring of the 9/11 attacks. They call such groups ‘hybrids’
as an answer to those who claim that Al Qaeda’s objectives are not only
religious, but also political (creation of a global caliphate, but also
pushing the United States out of the Middle East). Ferguson and Potter
contend that nuclear weapons might appeal to such groups, using the
example of Al Qaeda that is willing to inflict mass casualties to the
West. Whether the group would actually use a nuclear weapon if it
managed to acquire one is not discussed by the authors, but that is a
debatable point to which we will come back later. Interestingly, Frost
puts apocalyptic groups and politico-religious groups into one single
category, ‘religious terrorism’, that encompasses altogether the
Rajneeshee, Aum Shinrikyo and Al Qaeda. He insists on the threat posed by a divine justification of an act presented as a religious imperative.
The third category of Ferguson and Potter’s typology,
nationalist/separatist groups, also appears in Frost’s typology. The
authors all agree on the disincentives such groups might be confronted
with when it comes to using nuclear weapons. These groups, like the
Irish Republican Army or Chechen rebels to name a few, are depending on
their base constituency’s support and therefore cannot risk to alienate
them by undertaking actions that they would not approve of. It was the
case for the Real IRA, an offshoot of the IRA responsible for the
bombing of a shopping centre in Omagh, Northern Ireland, which lost the
support of the population after this operation, leading to its
dismantlement.
These groups present themselves as “freedom fighters” in order to gain
international support and claim to merely target military and
governmental installations, although Frost mentions that their rhetoric
does not deceive anyone: out of 1,800 victims of the IRA between 1969
and 1994, 600 were civilians.
Using a nuclear weapon would be counterproductive according to their
strategy, although Ferguson and Potter claim that they ‘might benefit
from appearing to have the capability’, an argument that they oppose
themselves, mentioning the radicalisation of the government’s stance
every time Chechens have mentioned resorting to CBRN weapons.
Finally, being geographically focused, they would risk a massive
retaliation from the country they would attack, potentially leading to
their annihilation.
The last category of Ferguson and Potter are single-issue terrorists
(eco-terrorists, anti-nuclear activists, animal liberationists,
anti-abortionists, etc…). According to them, these groups do not
represent a threat insofar as they have very targeted goals that do not
include mass casualties. In this category, Frost mentions an exception:
‘green anarchists’, terrorists who advocate a rebirth of the earth
through the annihilation of the human race. This sub-category presents
similarities with apocalyptic groups and might very well be willing to
use a nuclear weapon to achieve its end, with very little moral
constraint whatsoever.
Frost also adds ‘social-revolutionary’ and ‘right-wing’ groups in his
typology, but argues that nuclear weapons would probably not appeal to
them, as they present similarities with nationalist/separatist groups.
Other qualitative studies have also addressed the typology of groups
that would be interested in using biological weapons, which is
considered to be the most likely scenario of a CBRN attack by most
articles in the literature.
According to Francisco Galamas, Islamic extremist groups are the most
likely to use biological weapons, because they are set on killing
non-believers in an indiscriminate manner. Biological weapons have the
potential to kill thousands and could be effectively combined with
suicide tactics to provoke mass casualties, such as using a contaminated
terrorist to propagate a pathogen in a public area.
This argument would however be refuted by Adam Dolnik, who underlines
the differences between a suicide bomb attack and a suicide CBRN attack,
the latter lacking any of the incentives of the former.
According to Galamas’ typology, the second group that is most likely to
use a biological weapon are religious cults. The author draws his
argument from the examples of the Rajneeshee’s Salmonella poisoning and Aum’s numerous attempts to produce and use Botulinum
toxin and anthrax between 1990 and 1993. It is worth noticing that
religion remains the primary factor in biological weapons qualitative
studies.
The main quantitative studies have been conducted by Kate Ivanova and
Todd Sandler in 2006 and 2007, using data of hundreds of CBRN attacks
indexed on the Monterey Institute’s CBRN terrorism database from 1988 to
2004. Their findings indicate that democracy, past CBRN incidents,
corruption and transnationalism increase the risks of a CBRN attack.
However, Ivanova and Sandler have also found that ‘religious
fundamentalists and nationalists/separatists do not present (…) a CBRN
concern’. According to them, non-religious groups are five times more likely to use CBRN weapons than religious groups.
However, these results are not entirely at odds with qualitative
studies, because Ivanova and Sandler found that religious groups that
are also transnational – such as Al Qaeda – were the most likely to use
CBRN weapons. Nevertheless, it would seem that the factor
“transnational” is of the uttermost importance and that religion alone
does not support the use of a CBRN weapon.
All these studies attempt to profile groups that would be interested
in using CBRN weapons. However, some of the assumptions they base their
arguments on can be misleading. I will discuss three points that are
often overlooked in the literature. First of all, I do not think like
Frost that ‘the decision to “go nuclear” would necessarily involve the
intention to do so’.
For example, in my opinion, Al Qaeda would probably benefit more from
pretending to have a CBRN weapon than using one. The group is not
insensitive to its followers’ opinion, otherwise the organisation would
not have felt the need to justify the killings of 9/11. However,
claiming to “potentially” have a CBRN weapon is a cost free
psychological weapon in itself. Therefore, whether Al Qaeda would
actually use a CBRN weapon is debatable. Another misconception is that
CBRN weapons are necessarily weapons of mass destruction, and that
terrorists would automatically use them to kill a lot of people and
carry out an attack more spectacular than 9/11. Given its psychological
impact, a CBRN attack does not need to make mass casualties to reach
what Ivanova and Sandler call the ‘media bar’ of 9/11. Moreover, to date, conventional attacks have proven far more lethal
than CBRN attacks. Therefore, it appears that the “mass casualty” factor
is not necessarily fundamental to explain the choice of a group to use a
CBRN weapon.
This paper has attempted to show that the traditional approach
consisting in determining the type of non-state actors most likely to
use CBRN weapons through typologies and case studies might lead to false
conclusions, when trying to fit all groups in one single model. CBRN
weapons are very different from each other, and the motives explaining
why one group would choose to develop and use one particular agent
depends on its own objectives and characteristics. While these
characteristics can be shared with other groups, they are not
self-sufficient. Therefore, this paper argues that a correct approach to
the issue would be to think of it as a threshold depending on a
combination of all the characteristics mentioned above. Religion is not
enough to resort to CBRN weapons, but if a religious group is also
transnational, apocalyptic and lead by a charismatic figure, it becomes
much more likely to use a CBRN weapon. This proposition would also
explain why the Aum Shinrikyo case, symbol of CBRN terrorism, is unique
and unlikely to be replicated: many positive factors have simultaneously
converged to one very specific group.
Tuesday, November 5, 2013
Zostać rentierem
Wynajem nieruchomości może być wciągającym i
dochodowym biznesem. Zwłaszcza jeśli jest to najem krótkoterminowy. Jak
wygląda ten coraz bardziej popularny biznes od środka?
Centrum stolicy. Z okien klimatyzowanego apartamentu na 20. piętrze wieżowca rozciąga się panorama Warszawy.
Najlepiej ogląda się ją, siedząc na stylowej kanapie z kieliszkiem
białego wina w ręku. Na stoliku kawowym czekają bilety na premierę
nowego spektaklu. Skoro tak może wyglądać scenariusz biznesowej wizyty
w Warszawie, dlaczego nie wybrać go zamiast noclegu w sieciowym hotelu?
Wynajem apartamentów
stał się ostatnio popularną alternatywą dla tych, którzy nie lubią
anonimowości hoteli, ale cenią sobie wysoki standard pokoi. Są skłonni
zapłacić sporo, bo takie lokum zapewnia większą prywatność, dostęp do
własnej kuchni, a zdarza się, że właściciele oferują też dodatkowe usługi, jak drobne zakupy czy rezerwacje biletów.
Ale nie trzeba oferować luksusów, by znaleźć chętnych na wynajem na krótki okres. Rodziny
podróżujące z dziećmi i grupy znajomych chętnie wynajmują całe
mieszkania, bo przy większej grupie jest to bardzo opłacalne.
W Warszawie noc w apartamencie dla dwóch osób kosztuje 150–240 zł,
trzypokojowe mieszkanie dla sześciu osób to koszt ok. 350 złotych za
noc. Chętnych jest coraz więcej także dzięki serwisom społecznościowym
jak Wimdu czy Airbnb, które popularyzują najem pokoi i mieszkań zamiast miejsc noclegowych w hostelach.
Mając
zatem do dyspozycji wolne mieszkanie, warto zastanowić się, czy najem
krótkoterminowy nie jest bardziej opłacalny od wynajmu na długi
okres. Są tacy, którzy uczynili z tego prężny biznes. Tak jak każdy ma
on jednak swoje cienie, a i konkurencja na rynku jest już niemała.
Euro 2012 – złote czasy dla wynajmu
Sylwia Pochelska ma 28 lat. Od trzech utrzymuje się z wynajmu apartamentów. Obecnie jej firma Mieszkanie na Zawołanie
ma ich w ofercie sześć, a wkrótce dojdą dwa. Żadne nie jest jej
własnością – wynajmuje je od osób, które wolą podpisać długoterminową
umowę i mieć święty spokój. Zachęcona sukcesami w lutym otworzyła hostel
w centrum Warszawy. W tym celu wynajęła 200-metrowe mieszkanie w starej
kamienicy, które starannie wyremontowała. Czy odniesie sukces? Za
wcześnie, by to oceniać, bo sezon wakacyjny dopiero się rozpoczął, ale
Sylwia jest dobrej myśli.
Przygodę ze stołecznym rynkiem nieruchomości
zaczęła jeszcze jako studentka od jednego mieszkania, które
udostępniono jej na kilka miesięcy w zamian za odświeżenie wnętrz.
Remont przeprowadziła za pieniądze z dotacji unijnej dla młodych
przedsiębiorców. Z czasem do oferty dołączała kolejne lokale, które
wyposażała już za własne pieniądze. W czasie rozgrywek Euro 2012 miała
do dyspozycji aż 15 mieszkań w Warszawie i cztery we Wrocławiu.
–
Okres piłkarskich mistrzostw Europy to było prawdziwe szaleństwo. Ceny
dwukrotnie wyższe niż normalnie, a zainteresowanie ogromne – wspomina. –
Zaraz potem rynek się jednak gwałtownie skurczył i wiele firm, które
powstały w tym czasie, dziś już nie istnieje.
Podobne obserwacje ma Piotr Iwaniuk, właściciel PiotrApartments.pl, w branży wynajmu krótkoterminowego
od trzech lat. Na rynek nieruchomości uciekł z etatu w sektorze
bankowym. Za oszczędności i kredyty kupił cztery małe mieszkania, które
wykończył w wysokim standardzie. Choć na etacie nie narzekał na
wynagrodzenie, dopiero jako przedsiębiorca poczuł wiatr w żaglach.
– Wcześniej pracowałem osiem
godzin dziennie. Dziś pracuję także osiem, ale tygodniowo. I zarabiam
tyle samo – przyznaje Piotr Iwaniuk.
Od
czasu do czasu zatrudnia do pomocy jedną osobę, ale większość spraw, np.
porządki w mieszkaniach czy przekazywanie kluczy, załatwia sam.
W zależności od pory roku, bo wynajem nieruchomości to biznes sezonowy, na czysto zostaje mu nawet kilka tysięcy.
Piotr utrzymuje obłożenie w apartamentach na poziomie 80 procent. W porównaniu z innymi firmami
to bardzo dużo. Jak mu się to udaje? Dzięki rosnącej grupie stałych
klientów, głównie biznesmenów, których kusi zniżkami. Ceni sobie
długofalowe relacje, bo znając swoich gości, nie musi się martwić
o ewentualne zniszczenia i skargi sąsiadów. Mniej więcej jedna czwarta
jego klientów pochodzi z serwisu Wimdu, rzadziej z Airbnb.
Sylwii Pochelskiej udaje się
utrzymać obłożenie w swoich mieszkaniach w granicach 60–70 procent.
Wylicza, że z każdego ma po odliczeniu kosztów około tysiąca złotych
miesięcznie. Z tego trzeba odliczyć ok. 1,5–2 tys. rocznie na drobne
naprawy i doposażanie lokali.
Jak sama
przyznaje, finansowo bywało lepiej. Od roku przyjeżdża do niej coraz
mniej rodzin, które kryzys zmusił do oszczędności. Sytuację ratują rodziny polonijne, które spędzają w Polsce nawet po kilka tygodni.
Inwestowanie w przyszłość
Nieco inaczej wygląda sytuacja Jana Szumowskiego, który ze wspólnikiem, Dariuszem Olszewskim, od pięciu lat prowadzi firmę Apartment4You. Na rynku apartamentów są znaczącymi graczami – oferują w sumie 75 mieszkań: 55 w Warszawie i 20 w Poznaniu.
Zatrudniają ponad 20 osób; do
sprzątania, do prac biurowych, obsługi telefonicznej, drobnych napraw.
Szacują, że pełne obłożenie mają przez 6–7 miesięcy w roku. Z serwisów
społecznościowych nie korzystają, bo przy takiej skali są one kłopotliwe
w obsłudze. Ale Szumowski przyznaje, że samo ich pojawienie się
zwiększyło obroty o 3–5 procent.
Obaj
weszli na rynek wynajmu z doświadczeniem w zupełnie innych branżach. Jan
Szumowski pracował w marketingu i reklamie, Dariusz Olszewski –
w finansach. Startowali z niedużą pulą własnych lokali. Około połowy z
nich jest ich własnością. Podnosząc standard, w zakupach posiłkowali się
kredytami. W każdy lokal zainwestowali ok. 1,5 tys. złotych na metr
kwadratowy.
– Jako firma nie dostaliśmy kredytu na dobrych warunkach, zatem rentowność tych mieszkań nie jest bardzo wysoka
– przyznaje Jan Szumowski. – Ale przecież nie chodzi o to, by odkładać
zarobione pieniądze na kupkę, tylko by inwestować w przyszłość. Na
przykład w przyszłość moich dzieci.
Spłacanie kredytów nie spędza mu snu z powiek, bo pożyczki zostały wzięte pod hipotekę.
Piotr
Iwaniuk, który też spłaca kredyty, radzi, by pamiętać o sezonowości
biznesu i mieć odłożone pieniądze na czas, kiedy rynek przeżywa okres
zastoju.
– Najlepszy okres to miesiące
od września do października, a potem wiosna – od kwietnia do czerwca.
Wbrew pozorom latem nie ma aż tak wielu zainteresowanych, bo zamiast do
miasta ludzie wolą pojechać nad morze czy do lasu. Nie ma w tym czasie
także wielu konferencji, które zapewniają mi klientów – tłumaczy.
– Wrzesień, październik
rzeczywiście są świetne. Grudzień jest za to fatalny. W ogóle miesiące
świąteczne nie są najlepsze – potwierdza Jan Szumowski.
Sezonowość jest jeszcze bardziej widoczna w mieście targów – w Poznaniu.
–
W tygodniach targowych mamy stuprocentowe obłożenie. Ale gdyby nie
targi, utrzymywanie mieszkań w Poznaniu byłoby dla nas nieopłacalne –
przyznaje współwłaściciel Apartment4You.
Życie rentiera nie jest wolne od stresów
– Inne firmy
nie żądają na wejściu kaucji, więc gdybym ją wprowadziła, byłabym po
prostu niekonkurencyjna – przyznaje Sylwia Pochelska. – Parę razy się na
tym przejechałam. Jeden z gości gasił papierosy na parapecie, ramie
lustra, kanapie... Wszędzie zostały po nim wypalone dziury.
Znacznie
gorsze doświadczenia ma założyciel Apartment4You. Zniszczenia
i kradzieże w mieszkaniach to dla niego chleb powszedni, więc
w biznesplanie ma wkalkulowane, że 10–15 proc. przychodu za mieszkanie
trzeba reinwestować w skradzione sprzęty i drobne prace remontowe. Ale nigdy nie zapomni dnia, kiedy do jednego z jego lokali musiał się wdzierać oddział antyterrorystów.
– W mieszkaniu urządzono głośną
imprezę. Sąsiedzi trzykrotnie wzywali policję, która próbując dostać się
do mieszkania, zorientowała się, że przebywają tam kryminaliści.
Przyjechała grupa antyterrorystów, wyłamali drzwi, użyli nawet gazu
łzawiącego. Panów wyprowadzano w kajdankach – wspomina.
Dziś
Jan Szumowski uważa, że lata doświadczenia nauczyły go pewnego
wyczucia. – Kiedy widzimy kogoś, kto ewidentnie przyjechał balować,
pobieramy pewną kwotę na poczet ewentualnych zniszczeń – mówi.
Jak zatem wygląda rentowność tego typu biznesu?
Wszyscy podkreślają, że krótki termin nie opłaca się przy jednym,
dwóch mieszkaniach, bo zachodu jest sporo, a dochody nie większe niż
przy długofalowej umowie. Sensowne zarobki zaczynają się wtedy, kiedy
pod opieką wynajmującego znajdzie się co najmniej 4–5 apartamentów.
Wtedy częste wizyty w mieszkaniu i czas poświęcony na poszukiwanie
klientów są wynagradzane wynikami finansowymi.
Według
Sylwi Pochelskiej przy 10 mieszkaniach różnica w zarobkach wcale nie
jest proporcjonalna, ponieważ na tym etapie trzeba już opłacić osoby do
pomocy, a to pożera sporą część dochodu. Dopiero przy 15 lokalach
zaczyna na dobre działać efekt skali.
Zrodlo: http://pierwszymilion.forbes.pl/zarabianie-na-wynajmie-mieszkan-zostac-rentierem,artykuly,158294,1,3.html
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