Tuesday, November 12, 2013

CBRN Weapons and Non-State Actors

What type(s) of non-state actors, according to their characteristics and objectives, are most likely to use CBRN weapons? by Amaury Vergely 

Ever since the 1995 sarin attack of the Tokyo Subway by the religious cult Aum Shinrikyo (“Aum Supreme Truth”), there has been a growing fear that non-state actors, especially terrorist groups, might decide to resort to Chemical, Biological, Radiological and Nuclear weapons (CBRN) on a large scale. Governments and counter-terrorism agencies have set up measures to minimize the threat, while academics and experts have tried to profile the groups interested in acquiring and using such weapons. First of all, it is important to explain why this paper will deliberately focus on terrorist groups, which are only one sub-category of non-state actors (other groups would include political lobbies, criminal organisations, separatist groups or even single individuals). When it comes to CBRN weapons, this paper argues that any group willing to use them could be defined as a terrorist organisation (but not automatically, insofar as “terrorist” remains a label that does not have a globally shared definition), whatever its personal objectives or characteristics. Indeed, although CBRN weapons can be very different from one another, they share some key aspects that make them all identifiable as “terror weapons” (their ability to provoke mass destruction and generate unprecedented fear among the population, to name a few). The few case studies of previous CBRN incidents have lead experts to identify key characteristics of terrorist groups that would potentially have an interest in CBRN weapons. Most of them agree that apocalyptic or religious extremist groups are the most likely to use CBRN weapons. However, although groups that present such characteristics might be the most dangerous ones regarding the subject matter, I think that the assumptions underlying these conclusions are misleading. To overcome these issues, this paper will attempt to follow the same analytic pattern, identifying shared characteristics of groups that have turned to CBRN terrorism through four case studies. It will then present the conclusions drawn by academics and experts in major research papers and discuss them, stressing the risk of misconceptions regarding CBRN weapons. Finally, this paper will argue that the type of a group is too reductive to determine effectively which group(s) are most likely to use CBRN weapons and is not as crucial as the combination of factors that might lead the group to this decision.

Four different case studies are usually discussed when experts want to determine the characteristics of potential users of CBRN weapons. Three of them are large-scale “successful” CBRN attacks, while the last one is a potential threat that seems to be a major concern for the US government and the international community as a whole. Chronologically, the first successful CBRN attack happened in 1984, when the Rajneeshee religious cult poisoned 751 people, spreading Salmonella typhimurium bacteria over ten salad bars. No fatality was reported. The aim of the attack was to influence a local vote in Oregon by limiting the voter turnout. Another deadly agent, Salmonella typhi, had been suggested to the leader of the group, Bhagwan Shree Rajneesh, but he reportedly refused, claiming that the attack was aiming at incapacitating people, not killing them. The second case occurred in 1990 in Sri Lanka. The Liberation Tigers of Tamil Eelam (LTTE), a separatist militant organisation active in the north of the country, assaulted a military facility using chlorine gas. At least 60 soldiers got sick due to gas exposure, although no fatality was reported. The operation was a success, despite that members of the LTTE got exposed to chlorine when the wind shifted. The third case, previously mentioned, was the 1995 release of sarin gas in the Tokyo subway by the religious cult Aum Shinrikyo. The attack killed 12 people and injured 200, while up to 5,000 stormed in hospitals believing they had been exposed. Finally, the last case study is Al Qaeda’s reported attempt to acquire and intention to use a CBRN weapon. Extensive evidence can be found to support this statement: the declaration of bin Laden in 1998 that acquiring CBRN weapons ‘is a religious duty’ (remaining very vague regarding its actual possession of such weapons), the 2003 fatwa (a religious decree) condoning the killing of 4 Million of Americans, described as a legitimate act of vengeance, as well as numerous documents found in Afghanistan attesting of active researches and experiments in CBRN weapons. A whole volume of Al Qaeda’s “Encyclopaedia of Jihad” even details the construction of Chemical and Biological weapons. Although it is not clear whether Al Qaeda remains at an early stage of development of CBRN weapons, there is no doubt regarding the organisation’s interest in such weapons.

Even though these case studies differ by many more aspects than they resemble each other, they share a few common points. In all four cases, a charismatic leader was involved: Prabakaran, leader of the LTTE, controlled the entire life of his followers up to their diet, bin Laden required that Al Qaeda’s members swore allegiance to him (bay’ah), while Bhagwan Shree Rajneesh and Shoko Asahara were the spiritual leaders of their cult. In the case of Asahara, he had a huge influence over his followers, predicting the end of the world and promising salvation to all members of Aum. Indeed, a charismatic leader is an important factor for a group that would turn to CBRN terrorism: the influence of the leader can be so important that his decisions are enough to suppress any moral constraint that a member would have, because he holds the truth and the justification of all the actions carried out by the group. Moreover, he is the only one bearing responsibility for them, the individual fading away in the group as a whole. An analogue argument regarding a divine justification of religious groups’ actions is also often put forward. In two cases, members of the group had a personal interest or obsession with CBRN weapons: Ma Anand Puja, the member of the Rajneeshees who suggested the use of Salmonella typhi, was suspected of being a ‘serial poisoner’, while Aum Shinrikyo had a very hierarchical organisation with scientists as head of chemical and biological departments, not to mention Asahara personal fascination with unconventional weapons. He even wrote a song about sarin, titled ‘Song of Sarin, the Magician’. Social alienation also played an important role in the Aum and Rajneeshee cults: after losing the 1990 elections, Aum decided that no one from outside of the group could be saved, drawing a clear line between “us” and “them”, while the Rajneeshees were living in a small community in Waso County, isolated from anyone else. The consequence of this alienation was that any exterior social constraint regarding violence would have no impact on the group’s decisions. Finally, religion was a factor in three of these cases, or at least a major characteristic of the groups involved.

But that is as far as this comparison goes. The use of CBRN weapons was a rational choice that addressed very different needs and objectives in each case. While it played a central role in Aum’s prophesised apocalypse (although the 1995 sarin attack was a desperate action triggered by a planned operation of the Japanese police to close in on the group’s facilities), the LTTE only resorted to chemical weapons that one time because of a shortage of conventional weapons and has never used chlorine again. While Al Qaeda might be willing to use CBRN weapons for their psychological and symbolic impact, which requires visibility, the Rajneeshees’ attack went unnoticed for over a year. According to John Parachini, Director of the Intelligence Policy Center at the RAND Corporation, the role of religion has been played up, even in the cases of Aum and Al Qaeda. Asahara had an egocentric personality and wanted to be the emperor of the post-Armageddon world, one of the few to actually survive the end of the world. Bin Laden’s divine justification of a holy war can be regarded as a personal vanguard against the United States and its allies. The Rajneeshee was a religious cult but had a secular objective (winning a local election). Therefore, it seems that a simple profile of a group willing to use CBRN weapons cannot be deducted from these case studies only.

The literature on the subject reveals two different trends: one that mostly expends on the case studies mentioned above as well as minor CBRN incidents, using a qualitative approach to establish a typology of groups most likely susceptible to resort to CBRN weapons, and a second one using a quantitative approach, exploiting the CBRN terrorism database of the Monterey Institute of International Studies. It is worth noticing that the findings of both the approaches differ at some point. Regarding the qualitative approach, the different typologies are very similar in their content. I present here Drs. Charles Ferguson and Wiliam Potter’s typology of terrorist groups according to their potential interest in nuclear terrorism, but it differs very little from Professor Robin Frost’s. Ferguson and Potter focus their study on four types of groups: ‘apocalyptic groups’, ‘politico-religious groups’, ‘nationalist/separatist groups’ and ‘single-issue terrorists’. According to them, apocalyptic groups pose the greatest threat when it comes to nuclear terrorism, because some of them might want to bring about the Apocalypse they foresee, in which case the means becomes the end itself. The key characteristics of such groups are ‘charismatic leaders, isolation and alienation from the larger society, sense of paranoia and grandiosity’. It is obvious that this category refers directly to Aum Shinrikyo, which is nonetheless a very specific religious cult that cannot be compared to any other existing terrorist group.

The second category they mention is ‘politico-religious groups’, cause and offspring of the 9/11 attacks. They call such groups ‘hybrids’ as an answer to those who claim that Al Qaeda’s objectives are not only religious, but also political (creation of a global caliphate, but also pushing the United States out of the Middle East). Ferguson and Potter contend that nuclear weapons might appeal to such groups, using the example of Al Qaeda that is willing to inflict mass casualties to the West. Whether the group would actually use a nuclear weapon if it managed to acquire one is not discussed by the authors, but that is a debatable point to which we will come back later.  Interestingly, Frost puts apocalyptic groups and politico-religious groups into one single category, ‘religious terrorism’, that encompasses altogether the Rajneeshee, Aum Shinrikyo and Al Qaeda. He insists on the threat posed by a divine justification of an act presented as a religious imperative.

The third category of Ferguson and Potter’s typology, nationalist/separatist groups, also appears in Frost’s typology. The authors all agree on the disincentives such groups might be confronted with when it comes to using nuclear weapons. These groups, like the Irish Republican Army or Chechen rebels to name a few, are depending on their base constituency’s support and therefore cannot risk to alienate them by undertaking actions that they would not approve of. It was the case for the Real IRA, an offshoot of the IRA responsible for the bombing of a shopping centre in Omagh, Northern Ireland, which lost the support of the population after this operation, leading to its dismantlement. These groups present themselves as “freedom fighters” in order to gain international support and claim to merely target military and governmental installations, although Frost mentions that their rhetoric does not deceive anyone: out of 1,800 victims of the IRA between 1969 and 1994, 600 were civilians. Using a nuclear weapon would be counterproductive according to their strategy, although Ferguson and Potter claim that they ‘might benefit from appearing to have the capability’, an argument that they oppose themselves, mentioning the radicalisation of the government’s stance every time Chechens have mentioned resorting to CBRN weapons. Finally, being geographically focused, they would risk a massive retaliation from the country they would attack, potentially leading to their annihilation.

The last category of Ferguson and Potter are single-issue terrorists (eco-terrorists, anti-nuclear activists, animal liberationists, anti-abortionists, etc…). According to them, these groups do not represent a threat insofar as they have very targeted goals that do not include mass casualties. In this category, Frost mentions an exception: ‘green anarchists’, terrorists who advocate a rebirth of the earth through the annihilation of the human race. This sub-category presents similarities with apocalyptic groups and might very well be willing to use a nuclear weapon to achieve its end, with very little moral constraint whatsoever. Frost also adds ‘social-revolutionary’ and ‘right-wing’ groups in his typology, but argues that nuclear weapons would probably not appeal to them, as they present similarities with nationalist/separatist groups.

Other qualitative studies have also addressed the typology of groups that would be interested in using biological weapons, which is considered to be the most likely scenario of a CBRN attack by most articles in the literature. According to Francisco Galamas, Islamic extremist groups are the most likely to use biological weapons, because they are set on killing non-believers in an indiscriminate manner. Biological weapons have the potential to kill thousands and could be effectively combined with suicide tactics to provoke mass casualties, such as using a contaminated terrorist to propagate a pathogen in a public area. This argument would however be refuted by Adam Dolnik, who underlines the differences between a suicide bomb attack and a suicide CBRN attack, the latter lacking any of the incentives of the former. According to Galamas’ typology, the second group that is most likely to use a biological weapon are religious cults. The author draws his argument from the examples of the Rajneeshee’s Salmonella poisoning and Aum’s numerous attempts to produce and use Botulinum toxin and anthrax between 1990 and 1993. It is worth noticing that religion remains the primary factor in biological weapons qualitative studies.

The main quantitative studies have been conducted by Kate Ivanova and Todd Sandler in 2006 and 2007, using data of hundreds of CBRN attacks indexed on the Monterey Institute’s CBRN terrorism database from 1988 to 2004. Their findings indicate that democracy, past CBRN incidents, corruption and transnationalism increase the risks of a CBRN attack. However, Ivanova and Sandler have also found that ‘religious fundamentalists and nationalists/separatists do not present (…) a CBRN concern’. According to them, non-religious groups are five times more likely to use CBRN weapons than religious groups. However, these results are not entirely at odds with qualitative studies, because Ivanova and Sandler found that religious groups that are also transnational – such as Al Qaeda – were the most likely to use CBRN weapons.  Nevertheless, it would seem that the factor “transnational” is of the uttermost importance and that religion alone does not support the use of a CBRN weapon.
All these studies attempt to profile groups that would be interested in using CBRN weapons. However, some of the assumptions they base their arguments on can be misleading. I will discuss three points that are often overlooked in the literature. First of all, I do not think like Frost that ‘the decision to “go nuclear” would necessarily involve the intention to do so’. For example, in my opinion, Al Qaeda would probably benefit more from pretending to have a CBRN weapon than using one. The group is not insensitive to its followers’ opinion, otherwise the organisation would not have felt the need to justify the killings of 9/11. However, claiming to “potentially” have a CBRN weapon is a cost free psychological weapon in itself. Therefore, whether Al Qaeda would actually use a CBRN weapon is debatable. Another misconception is that CBRN weapons are necessarily weapons of mass destruction, and that terrorists would automatically use them to kill a lot of people and carry out an attack more spectacular than 9/11. Given its psychological impact, a CBRN attack does not need to make mass casualties to reach what Ivanova and Sandler call the ‘media bar’ of 9/11. Moreover, to date, conventional attacks have proven far more lethal than CBRN attacks. Therefore, it appears that the “mass casualty” factor is not necessarily fundamental to explain the choice of a group to use a CBRN weapon.

This paper has attempted to show that the traditional approach consisting in determining the type of non-state actors most likely to use CBRN weapons through typologies and case studies might lead to false conclusions, when trying to fit all groups in one single model. CBRN weapons are very different from each other, and the motives explaining why one group would choose to develop and use one particular agent depends on its own objectives and characteristics. While these characteristics can be shared with other groups, they are not self-sufficient. Therefore, this paper argues that a correct approach to the issue would be to think of it as a threshold depending on a combination of all the characteristics mentioned above. Religion is not enough to resort to CBRN weapons, but if a religious group is also transnational, apocalyptic and lead by a charismatic figure, it becomes much more likely to use a CBRN weapon. This proposition would also explain why the Aum Shinrikyo case, symbol of CBRN terrorism, is unique and unlikely to be replicated: many positive factors have simultaneously converged to one very specific group.

Tuesday, November 5, 2013

Zostać rentierem

Wynajem nieruchomości może być wciągającym i dochodowym biznesem. Zwłaszcza jeśli jest to najem krótkoterminowy. Jak wygląda ten coraz bardziej popularny biznes od środka?

Centrum stolicy. Z okien klimatyzowanego apartamentu na 20. piętrze wieżowca rozciąga się panorama Warszawy. Najlepiej ogląda się ją, siedząc na stylowej kanapie z kieliszkiem białego wina w ręku. Na stoliku kawowym czekają bilety na premierę nowego spektaklu. Skoro tak może wyglądać scenariusz biznesowej wizyty w Warszawie, dlaczego nie wybrać go zamiast noclegu w sieciowym hotelu?

Wynajem apartamentów stał się ostatnio popularną alternatywą dla tych, którzy nie lubią anonimowości hoteli, ale cenią sobie wysoki standard pokoi. Są skłonni zapłacić sporo, bo takie lokum zapewnia większą prywatność, dostęp do własnej kuchni, a zdarza się, że właściciele oferują też dodatkowe usługi, jak drobne zakupy czy rezerwacje biletów.

Ale nie trzeba oferować luksusów, by znaleźć chętnych na wynajem na krótki okres. Rodziny podróżujące z dziećmi i grupy znajomych chętnie wynajmują całe mieszkania, bo przy większej grupie jest to bardzo opłacalne. W Warszawie noc w apartamencie dla dwóch osób kosztuje 150–240 zł, trzypokojowe mieszkanie dla sześciu osób to koszt ok. 350 złotych za noc. Chętnych jest coraz więcej także dzięki serwisom społecznościowym jak Wimdu czy Airbnb, które popularyzują najem pokoi i mieszkań zamiast miejsc noclegowych w hostelach.

Mając zatem do dyspozycji wolne mieszkanie, warto zastanowić się, czy najem krótkoterminowy nie jest bardziej opłacalny od wynajmu na długi okres. Są tacy, którzy uczynili z tego prężny biznes. Tak jak każdy ma on jednak swoje cienie, a i konkurencja na rynku jest już niemała.

Euro 2012 – złote czasy dla wynajmu

Sylwia Pochelska ma 28 lat. Od trzech utrzymuje się z wynajmu apartamentów. Obecnie jej firma Mieszkanie na Zawołanie ma ich w ofercie sześć, a wkrótce dojdą dwa. Żadne nie jest jej własnością – wynajmuje je od osób, które wolą podpisać długoterminową umowę i mieć święty spokój. Zachęcona sukcesami w lutym otworzyła hostel w centrum Warszawy. W tym celu wynajęła 200-metrowe mieszkanie w starej kamienicy, które starannie wyremontowała. Czy odniesie sukces? Za wcześnie, by to oceniać, bo sezon wakacyjny dopiero się rozpoczął, ale Sylwia jest dobrej myśli.

Przygodę ze stołecznym rynkiem nieruchomości zaczęła jeszcze jako studentka od jednego mieszkania, które udostępniono jej na kilka miesięcy w zamian za odświeżenie wnętrz. Remont przeprowadziła za pieniądze z dotacji unijnej dla młodych przedsiębiorców. Z czasem do oferty dołączała kolejne lokale, które wyposażała już za własne pieniądze. W czasie rozgrywek Euro 2012 miała do dyspozycji aż 15 mieszkań w Warszawie i cztery we Wrocławiu.

– Okres piłkarskich mistrzostw Europy to było prawdziwe szaleństwo. Ceny dwukrotnie wyższe niż normalnie, a zainteresowanie ogromne – wspomina. – Zaraz potem rynek się jednak gwałtownie skurczył i wiele firm, które powstały w tym czasie, dziś już nie istnieje.

Podobne obserwacje ma Piotr Iwaniuk, właściciel PiotrApartments.pl, w branży wynajmu krótkoterminowego od trzech lat. Na rynek nieruchomości uciekł z etatu w sektorze bankowym. Za oszczędności i kredyty kupił cztery małe mieszkania, które wykończył w wysokim standardzie. Choć na etacie nie narzekał na wynagrodzenie, dopiero jako przedsiębiorca poczuł wiatr w żaglach.

– Wcześniej pracowałem osiem godzin dziennie. Dziś pracuję także osiem, ale tygodniowo. I zarabiam tyle samo – przyznaje Piotr Iwaniuk.

Od czasu do czasu zatrudnia do pomocy jedną osobę, ale większość spraw, np. porządki w mieszkaniach czy przekazywanie kluczy, załatwia sam. W zależności od pory roku, bo wynajem nieruchomości to biznes sezonowy, na czy­sto zostaje mu nawet kilka tysięcy.

Piotr utrzymuje obłożenie w apartamentach na poziomie 80 procent. W porównaniu z innymi firmami to bardzo dużo. Jak mu się to udaje? Dzięki rosnącej grupie stałych klientów, głównie biznesmenów, których ku­si zniżkami. Ceni sobie długofalowe relacje, bo znając swoich gości, nie musi się martwić o ewentualne zniszczenia i skargi sąsiadów. Mniej więcej jedna czwarta jego klientów pochodzi z serwisu Wimdu, rzadziej z Airbnb.

Sylwii Pochelskiej udaje się utrzymać obłożenie w swoich mieszkaniach w granicach 60–70 procent. Wylicza, że z każdego ma po odliczeniu kosztów około tysiąca złotych miesięcznie. Z tego trzeba odliczyć ok. 1,5–2 tys. rocznie na drobne naprawy i doposażanie lokali.

Jak sama przyznaje, finansowo bywało lepiej. Od roku przyjeżdża do niej coraz mniej rodzin, które kryzys zmusił do oszczędności. Sytuację ratują rodziny polonijne, które spędzają w Polsce nawet po kilka tygodni.

Inwestowanie w przyszłość

Nieco inaczej wygląda sytuacja Jana Szumowskiego, który ze wspólnikiem, Dariuszem Olszewskim, od pięciu lat prowadzi firmę Apartment4You. Na rynku apartamentów są znaczącymi graczami – oferują w sumie 75 mieszkań: 55 w Warszawie i 20 w Poznaniu.

Zatrudniają ponad 20 osób; do sprzątania, do prac biurowych, obsługi telefonicznej, drobnych napraw. Szacują, że pełne obłożenie mają przez 6–7 miesięcy w roku. Z serwisów społecznościowych nie korzystają, bo przy takiej skali są one kłopotliwe w obsłudze. Ale Szumowski przyznaje, że samo ich pojawienie się zwiększyło obroty o 3–5 procent.

Obaj weszli na rynek wynajmu z doświadczeniem w zupełnie innych branżach. Jan Szumowski pracował w marketingu i reklamie, Dariusz Olszewski – w finansach. Startowali z niedużą pulą własnych lokali. Około połowy z nich jest ich własnością. Podnosząc standard, w zakupach posiłkowali się kredytami. W każdy lokal zainwestowali ok. 1,5 tys. złotych na metr kwadratowy.

– Jako firma nie dostaliśmy kredytu na dobrych warunkach, zatem rentowność tych mieszkań nie jest bardzo wysoka – przyznaje Jan Szumowski. – Ale przecież nie chodzi o to, by odkładać zarobione pieniądze na kupkę, tylko by inwestować w przyszłość. Na przykład w przyszłość moich dzieci.

Spłacanie kredytów nie spędza mu snu z powiek, bo pożyczki zostały wzięte pod hipotekę.

Piotr Iwaniuk, który też spłaca kredyty, radzi, by pamiętać o sezonowości biznesu i mieć odłożone pieniądze na czas, kiedy rynek przeżywa okres zastoju.

– Najlepszy okres to miesiące od września do października, a potem wiosna – od kwietnia do czerwca. Wbrew pozorom latem nie ma aż tak wielu zainteresowanych, bo zamiast do miasta ludzie wolą pojechać nad morze czy do lasu. Nie ma w tym czasie także wielu konferencji, które zapewniają mi klientów – tłumaczy.

– Wrzesień, październik rzeczywiście są świetne. Grudzień jest za to fatalny. W ogóle miesiące świąteczne nie są najlepsze – potwierdza Jan Szumowski.

Sezonowość jest jeszcze bardziej widoczna w mieście targów – w Poznaniu.

– W tygodniach targowych mamy stuprocentowe obłożenie. Ale gdyby nie targi, utrzymywanie mieszkań w Poznaniu byłoby dla nas nieopłacalne – przyznaje współwłaściciel Apartment4You.

Życie rentiera nie jest wolne od stresów

Na rynku najmu długoterminowego można rozważnie dobrać najemcę, a przed stratami zabezpieczyć się choćby wysoką kaucją i odpowiednimi zapisami w umowie. W przypadku najmu krótkoterminowego wpływ na to, kto wynajmuje lokal, jest znacznie mniejszy, a żądanie kaucji nie jest powszechne.

– Inne firmy nie żądają na wejściu kaucji, więc gdybym ją wprowadziła, byłabym po prostu niekonkurencyjna – przyznaje Sylwia Pochelska. – Parę razy się na tym przejechałam. Jeden z gości gasił papierosy na parapecie, ramie lustra, kanapie... Wszędzie zostały po nim wypalone dziury.

Znacznie gorsze doświadczenia ma założyciel Apartment4You. Zniszczenia i kradzieże w mieszkaniach to dla niego chleb powszedni, więc w biznesplanie ma wkalkulowane, że 10–15 proc. przychodu za mieszkanie trzeba reinwestować w skradzione sprzęty i drobne prace remontowe. Ale nigdy nie zapomni dnia, kiedy do jednego z jego lokali musiał się wdzierać oddział antyterrorystów.

– W mieszkaniu urządzono głośną imprezę. Sąsiedzi trzykrotnie wzywali policję, która próbując dostać się do mieszkania, zorientowała się, że przebywają tam kryminaliści. Przyjechała grupa antyterrorystów, wyłamali drzwi, użyli nawet gazu łzawiącego. Panów wyprowadzano w kajdankach – wspomina.

Dziś Jan Szumowski uważa, że lata doświadczenia nauczyły go pewnego wyczucia. – Kiedy widzimy kogoś, kto ewidentnie przyjechał balować, pobieramy pewną kwotę na poczet ewentualnych zniszczeń – mówi.

Jak zatem wygląda rentowność tego typu biznesu? Wszyscy podkreślają, że krótki termin nie opłaca się przy jednym, dwóch  mieszkaniach, bo zachodu jest sporo, a dochody nie większe niż przy długofalowej umowie. Sensowne zarobki zaczynają się wtedy, kiedy pod opieką wynajmującego znajdzie się co najmniej 4–5 apartamentów. Wtedy częste wizyty w mieszkaniu i czas poświęcony na poszukiwanie klientów są wynagradzane wynikami finansowymi.
Według Sylwi Pochelskiej przy 10 mieszkaniach różnica w zarobkach wcale nie jest proporcjonalna, ponieważ na tym etapie trzeba już opłacić osoby do pomocy, a to pożera sporą część dochodu. Dopiero przy 15 lokalach zaczyna na dobre działać efekt skali.

Zrodlo: http://pierwszymilion.forbes.pl/zarabianie-na-wynajmie-mieszkan-zostac-rentierem,artykuly,158294,1,3.html

Monday, October 28, 2013

14 Things Successful People Do On Weekends (Forbes)

Source: http://www.forbes.com/sites/jacquelynsmith/2013/02/22/14-things-successful-people-do-on-weekends/2/

Here are 14 things successful people do (or should be doing) on weekends:

1. Make time for family and friends. This is especially important for those who don’t spend much time with their loved ones during the week.

2. Exercise. Everyone needs to do it, and if you can’t work out 4 to 5 days during the workweek, you need to be active on weekends to make up for some of that time, Vanderkam says. It’s the perfect opportunity to clear your mind and create fresh ideas.
“I know an owner of a PR firm who takes walks in the park with his dog to spark ideas about how to pitch a new client, or what angle to take with the press for a story,” Kurow says.
Cohen suggests spin classes and outdoor cycling in the warmer months. “Both are energizing and can be organized among people with shared interests. For example, it is not uncommon for hedge fund folks and Wall Street professionals to ride together on weekends. It is a great way to establish and cultivate relationships based on membership in this elite professional community.”

3. Pursue a passion. “There’s a creative director of a greeting card company who went back to school to pursue an MFA because of her love of art,” Kurow says. “Pursuing this passion turned into a love of poetry that she now writes on weekends.”
“Successful people make time for what is important or fun,” Egan adds. “They make space for activities that add to their life balance.”

4. Vacation. Getting away for the weekend provides a great respite from the grind of an intense week at work, Cohen says.

5.  Disconnect. The most successful people avoid e-mail for a period of time, Vanderkam says. “I’m not saying the whole weekend, but even just a walk without the phone can feel liberating. I advocate taking a ‘tech Sabbath.’ If you don’t have a specific religious obligation of no-work time, taking Saturday night to mid-day Sunday off is a nice, ecumenical time that works for many people.”

6. Volunteer. “I know a commercial real estate broker who volunteers to help with cook-off events whose proceeds are donated to the Food Bank,” Kurow says. “The volunteer work provides a balance to the heavy analytical work she does all week and fulfills her need to be creative — she designs the promotional material for the non-profit.”
Cohen says a lot of successful people participate in fundraising events. “This is a great way to network and to meet others with similar interests,” he says. “The visibility also helps in branding a successful person as philanthropic.”

7. Avoid chores. Every weekend has a few have-to-dos, but you want these to take the minimum amount of time possible, Vanderkam explains. Create a small window for chores and errands, and then banish them from your mind the rest of the time.

8. Plan. “Planning makes people more effective, and doing it before the week starts means you can hit Monday ready to go, and means you’ll give clear directions to the people who work for you, so they will be ready to go, too,” Vanderkam says.
Trunk agrees. She says successful people plan their month and year because “if you get stuck on short-term lists you don’t get anything big accomplished.”

9. Socialize. “Humans are social creatures, and studies of people’s experienced happiness through the day finds that socializing ranks right up there, not too far down below sex,” Vanderkam says.
Go out with friends and family, or get involved in the local community.
“It has been demonstrated that successful people find great satisfaction in giving back,” Cohen says. “Board membership, for example, also offers access to other successful folks.”

10. Gardening/crafts/games/sports/cooking/cultural activities. This is especially important for those cooped up in an office all week.
“For the pure joy, some folks find great satisfaction in creating beautiful gardens,” Cohen says.
Kurow knows an attorney who uses her weekends to garden and do mosaics and tile work to satisfy her creative side. “Filling her life this way enables her to be refreshed on Monday and ready to tackle the litigation and trial prep work. Artwork for her is fulfilling in a way that feeds her soul and her need to connect with her spiritual side.”
Bridge lessons and groups can also sharpen the mind and often create relationships among highly competitive smart professionals, Cohen says. “I once saw a printout of a bridge club’s membership list; its members were a who’s who of Wall Street.”
Theatre, opera and sporting events can also enrich one’s spirit, he adds.

11. Network. “Networking isn’t an event for a successful person, it’s a lifestyle,” Trunk says. Wherever they go and whatever they do, they manage to connect with new people.

12. Reflect. Egan says truly successful people make time on weekends to appreciate what they have and reflect on their happiness and accomplishments. As Rascoff said, “weekends are a great chance to reflect and be more introspective about bigger issues.”

13. Meditate. Classes and private instruction offer a bespoke approach to insight and peace of mind, Cohen says. “How better to equip yourself for success in this very tough world?”

14. Recharge. We live in a competitive world, Vanderkam says. “Peak performance requires managing downtime, too–with the goal of really recharging your batteries.” That’s how the most successful people get so much done.

Successful people know that time is too precious to be totally leisurely about leisure, Vanderkam concludes. “You’re not going to waste that time by failing to think about what you’d like to do with it, and thus losing the weekend to TV, puttering, inefficient e-mail checking, and chores. If you don’t have a busy workweek, your weekend doesn’t matter so much. But if you’re going from 8 a.m. to 8 p.m. every day, it certainly does.”

Friday, October 25, 2013

My Wife is Always Late - Lose the Resulting Stress and Conflict

The following letter describes a problem experienced by millions of men and women:

"My wife is late to everything, which of course makes me late too. I've talked to her about it, over and over, but it doesn't make any difference. It makes me so mad, but then she gets mad too, and then we don't speak to each other the rest of the evening. There's got to be a way out of this."

First, you need to see that your wife doesn't make you angry. I know it seems like she does, but really she has little to do with it. We react to events with anger only when we are already empty and afraid-when we don't have enough Real Love in our lives. Without enough of the single most important ingredient for happiness, we're in pain all the time, and in that condition it takes virtually nothing to make our pain intolerable and push us over the edge.

When your wife is late, it's just plain inconvenient. When you already don't feel loved-as a result of an entire lifetime of unloving experiences-that inconvenience alone is enough to throw you off the tracks. But the truth is, there's a lot more than just the inconvenience going on. Each time she's late, you also hear her saying that she doesn't care about you--that she doesn't love you--and after a lifetime of hearing that, it's more than you can stand. When you get angry, you don't feel quite as helpless-you get a taste of Imitation Love in the form of power-and sometimes you actually motivate her to change her behavior, so that you're not inconvenienced.

But does your anger really get you what you want? Of course not. What you really want is a loving relationship with her. That's a lot more important than being on time--really--and every time you get angry at her, you make the higher goal pretty much impossible. Not the best move, would you say? Imagine: The Titanic is sinking, but you've left your wallet in your room. You'd like to get your wallet, but are you willing to get it at the price of your life? That really is what's happening here. You're trying to be on time at the cost of your marriage. Is it really worth it?

Now, you have to wonder, is it possible to have both? A happy marriage and being on time? Yes, as long as you remember to put Real Love first in the equation.

Right now, when you talk about being on time, because of your anger she can only hear that you don't love her-so that's pretty much the end of the conversation. Nothing good can happen after she hears that message. So how can you change that? How can you be more loving?

First, don't talk to her about being late while she's late. By that time, you're upset, and she's feeling pressured, and you will not have a productive conversation. Talk to her when neither of you is distracted by anything else, and say to her,
"Sweetie, for years I've been nagging you about being late, and I'm just beginning to see what an idiot I've been to do that. Every time I get angry at you, I'm only thinking of myself, and you can feel that. You hear me say with my behavior that I don't care about you, and I'm sorry for that-it's been a huge mistake on my part. Now, I'm not going to promise you I won't make the same mistake again, but now that I recognize it, I really do think I'll do it less."

I make you a promise: In the moment you say this, you will have her attention, because when you're admitting your selfishness-when you're not defending yourself and trying to be right-you're communicating that you care about her.

Does this mean you have to put up with being late to everything for the rest of your life? No, it doesn't. After apologizing for being selfish, you keep talking to her. Say something like, what "There's no excuse for my nagging you and being selfish-It's wrong, and I'm going to work on that-but I also want to be on time from now on. Notice that I said that *I* want to be on time. I am not telling you what you have to do. So let's talk about how we could make that possible."

Now there are lots of options you could discuss with her.

First you need to understand that you don't have the right to control her. We all get to make our own choices in life, even the ones that inconvenience other people. That's the Law of Choice that we read about in the book, Real Love: The Truth About Finding Unconditional Love and Fulfilling Relationships.

A relationship is a natural result of the choices people make independently. Your wife has chosen to be late-that's her right to do-but that doesn't keep you from independently making the choices you want. You can still choose to be on time, but it should be obvious that if you choose to be on time to an event, and she chooses to be late, you won't be able to travel together to that event.

Tell her that you are not going to be angry anymore, but you're also going to be on time, so on occasion that might require that you take separate transportation. Tell her that each time the two of you are going somewhere together, you'll tell her ahead of time exactly what time you'll be leaving, and if she wants to go with you, she'll need to be in the car by that time. You are not telling her what to do-is that clear?-you're simply choosing to be on time yourself, and then you're giving her the choice of whether or not she wants to go with you. If she chooses not to be on time-no problem-she can still go to the event, and she can still spend time with you AT the event, but she won't be able to travel there with you.

So how would that look? You could go in separate cars (if you have more than one), or one of you could figure out another way to get where you're going-borrow a car, take a taxi or a bus or whatever. Lots of options.

After you've described this to her, start leaving at the time you've said. Don't look back as you drive away, do not feel guilty, don't be angry, and don't deliver any lectures about being on time. Just do what you've said you'd do, and you'll discover that you don't have to get upset at the choices of other people anymore. You simply make your own choices and allow other people to make theirs.

She probably won't believe you're serious about this until the first time you leave without her. People who are chronically late are pretty selfish. They just don't think about the time and convenience of other people. They just can't believe that the world doesn't revolve around them. The first time you leave before her, she might get angry and say some unkind things. Do not defend yourself. Simply explain to her again-without irritation or a need to be "right"-that you are not making her be on time. You're just choosing to be on time yourself. If she wants to go with you, she only has to get ready earlier and be ready at the prescribed time. Tell her that you'd love it if she went with you.

This approach could seem harsh to some, but it's much better than continuing to allow your marriage to be destroyed by the anger and blaming you're experiencing now. You're not controlling her in any way. She can still do whatever she wants, but she can't choose any longer to make you late.

You'll work this out just fine as long as you remember that it's always about Real Love. If you become irritated-if she hears that you don't love her-the conversation is over. You have to accept her completely, and if she really feels that, one of two things will happen:

First-without the deadly distractions of anger and contention, you'll be able to come up with a way to get both of you there separately: two cars, cab, whatever.

Second-and I've seen this happen with many couples-she'll quit being late. Really. Think about it: Right now, why should she go out of her way to be on time for somebody-you in this case-who gets mad at her and who with his behavior tells her he doesn't love her. Most of the time, she probably doesn't want to be with you at all, much less be with you on time. This is no criticism of you-98% of marriages run like this.

As she feels more and more loved by you, though, the odds will improve dramatically that she will want to be with you, and that will include being with you on time.

Dr. Greg Baer is the author of 16 books, DVDs, and CDs—two of which are internationally published by Penguin Putnam Group—and has presented the life-changing message of Real Love to hundreds of thousands of people all over the world.

Article Source: http://EzineArticles.com/329566

Wednesday, October 16, 2013

'Limitless' Has Wisdom By Paul Kyriazi



This article contains many spoilers about Limitless. See the movie first, then come back to this article.
Our hero Eddie gets access to 100% of his brain by using a smart pill called NTZ. He tells us via narration,"Everything I'd ever read, seen and heard was now organized and available."  
Us in the real world can't access that much brain power, but with Google Search, smart phones and some clarity of mind on our part, we can have tons of information ready to use, if only we make the decision to do so. 
"All fear and shyness was now gone," Eddie tells us. Yes, those are success blocks. But we don't need a pill to rid ourselves of those blocks. Classes, books, hypnosis or just diving into where we have to go, can start eliminating fears.
After hooking up with higher caliber friends (his useless relationships are "better forgotten and put away in mothballs," he says) and going to  Puerto Valletta, Eddie says,"Mere lounging wasn't enough." 
Yes, being a 'lounger' will not move us closer to what we really want. In that scene Eddie gets it: "Suddenly I knew what I needed to do. But it would take money to get there." 
Ah money. Here's where we lose a lot of people. My success teacher Dr. Paul Mastrodakus once said: "I can announce a seminar that says this coffee pot is God and I'll get 100% sign up. But any seminar that has 'money' as the subject, people just don't seem to want."  I wonder why? Maybe getting money sounds like work. But money, that symbol of energy, is a must in the real world to accomplish our goals and live our dreams.
With increased brain power, Eddie apologizes to his ex-girlfriend saying, "My power for self sabotage wasn't boundless after all."  He then asks her, "Why did you stay with me for so long?" 
When she asks when his book is coming out, he replies, "Next year," and then immediately asks her about her job. It seems our hero has got off of his own problems and is now giving out interest to other people.
In the beginning of the film, when Eddie is standing on the ledge of the building ready to jump, he talks about "Wanting to make an impact on the world, instead of the pavement." When explaining his book in the bar, Eddie mentions a 'utopian society.'  So we can guess that his final goal might be helping the world.
When Eddie is accused of having 'delusions of grandeur' he retorts with, "I have an actual recipe for grandeur." Ah, a plan. Definite plans get definite results. Indefinite plans do not get 'indefinite results', they get NO results. Eddie says, "I was clear. I knew what I needed to do, and how to do it."
Notice the first thing that Eddie does once he's on NTZ. He cleans up his 'base of operations,' his apartment. Where have you heard this before? Actually he first smoothes over his bad relationship with the landlord's wife and helps her write her law class paper. Eddie is a giver.
Next as the 'enhanced Eddie', he gets a haircut, new clothes, exercises and starts learning; studying languages. Yes, sounds like the Rules Of Living the James Bond Lifestyle. He then finishes his novel in four days. This is possible without NTZ if you type 5 pages an hour,16 hours a day, for four days = 320 page book. 
Yes, all this can be done without the NTZ. It just might take a little longer to reach the success level that we want. Eddie says, "There are moments in your life when you cross a bridge and know that your old life is over." This can scare some of us as it gets us out of our comfort zone to accept a change, even a positive change. But if a new life means, not having to run to the bank in 100 degree weather, because my car is broken, to make a $20 deposit to cover my overdue electric bill, then I'll take that new life.
And while a high level of success is necessary to express our true selves, Eddie cautions us with, "We are all wired to over reach. Look at history, all the countries that ruled the world. No one stopped and said, 'We've got France, Poland, a big Swiss bank account. Let's not invade Russia in the winter. Let's go home, pop a beer and live on the interest.'" Yes, better not fulfill the Peter Principle and rise to our level of our incompetence.
We see that Eddie can access classic literature when he compares Robert DeNiro's energy customers to "Oliver Twist begging for his bowl of gruel." Not bad to have an understanding of a few classics under your belt.
DeNiro makes a good point about earning your power by experience. He tells Eddie: "Your super intellect is a gift from God, but you didn't earn it because you're careless with your power, flashing it around like a trust fund child. You never had to earn it year by year. You don't know how to assess your competition because you never had to compete." 
Finally Eddie overcomes his challenges to get where he wants to go, the U.S. Senate. His next step will be the Presidency where he can accomplish the most good. However, the now evil and manipulative DeNiro wants to control Eddie so Eddie can pass laws to benefit DeNiro's various companies. But now Eddie has learned to compete and gets rid of DeNiro with verbal strategy. Eddie won't be corrupted.
Leaving the theater, after watching Limitless, I heard a patron remark, "I wish I had that pill." To me it sounded like, "I'm not going to even try to 'enhance' myself' like Eddie. I want a free ride."
In fact, even on NTZ, Eddie worked hard, studied, exercised, worked on his finances and upgraded his appearance. Things anyone can do without NTZ.
To me, real NTZ is water, as 90% of the human brain is made of it. Just Google 'benefits of water' and see the 10 things water does for humans and how much more we should be drinking. In fact, it's Eddie's 'baptism' in water, after he dives into the ocean, where he realizes his real purpose in life, which seems to unfold as: Improve himself to the point of being able to serve others and make a positive difference in the world.
  
Finally, like all success that we accept as ours, Eddie's success in now internalized and natural. When he speaks to a waiter in Chinese, his girlfriend looks at him in awe. Eddie turns to her, sees her expression and says, "What?"

END -

Written in 45 minutes, without NTZ.
Source: http://www.authorsden.com/categories/article_top.asp?catid=5&id=63596

Asking Paul Kyriazi: Can we really live like James Bond?

FLORIDA, August 31, 2012 — Who among us men can honestly say that he has never looked up to James Bond at one time or another?

The legendary British secret agent stands as one of our time’s most recognized characters in both literature and film. It is Bond’s unique philosophy of refined, yet edgy living that has captivated untold billions over much of the last century.
Replicating this lifestyle — though without the villains scheming for world domination, one might hope — could very well seem to be impossible. After all, Bond is fictional, and besides, how can the average guy even hope to rival the exploits of an international spy?

Entertainment industry veteran Paul Kyriazi has devoted much of his career to educating people about the Bond philosophy. He devised a now world famous seminar regarding this, and it since has been released in book form.

In a detailed interview with me, he speaks about far more than the cliches of James Bond. From why the character has such enduring appeal to how one can finance a 007 caliber lifestyle, nary a stone is left unturned.       

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Joseph F. Cotto: Many of us grew up with James Bond as a role model of sorts. Why do you believe that the character holds such enduring appeal?

Paul Kyriazi: Bond endures because, even though he’s a man of action as all heroes are, he is also a man of prosperity and leisure. When another hero goes on a mission, such as Rambo, he’s in prison or catching cobras in the jungle. Rocky lives in a cheap apartment, so does Dirty Harry. But before James Bond goes on a mission he’s in a high class casino, wearing a tuxedo and meeting beautiful women. That’s where us men want to be. It’s never boring around 007.

Before Bond came on the scene, Frank Sinatra was the number one male icon. Every man wanted to be Sinatra in a casino wearing a tuxedo and choosing whatever fun he wanted at the moment.

That all changed when the 3rd James Bond movie ‘Goldfinger’, made 007 the international icon of masculine adventure and lifestyle. And he’s endured for 50 years. When Bond is in trouble, he doesn’t fold, he focuses. He calls up his talent at will and delivers on a deadline, like he did with the ticking time-bomb in Ft. Knox. Men want to be that cool under pressure and get the job done with that style.

Cotto: How can one go about adopting the Bond attitude toward life? What is required in order to accomplish this?

Kyriazi: When you ask someone “Why do you like James Bond?” the answer often comes back, “Because he’s so cool.” And the only way that a person can be cool is to start taking control of the three parts of his personality; the body, mind and feelings. Especially the feelings. 

Bond has his fear, panic and anger under control. Bond also has a knowledgeable mind (on almost any subject, it seems) and though his body is often beat up, he is never sick. So to adopt Bond’s attitude toward life, an intelligent mind, healthy body and feelings under control are of upmost importance.

Cotto: If one wishes to live like Bond, can this be done on a fairly standard budget?

Kyriazi: We have to remember that Bond is a civil servant, a working man, but he surely has his finances under control. To get the most bang for our bucks, Q Branch provides us with two powerful “gadgets“. They are the calendar and the calculator.

The calendar is used to set a date for achieving our goals. The calculator is used to make a budget,so that we how the cost of our upcoming goals. And it usually turns out that they are not as expensive than we imagined. By judicially choosing what we want to spend our money on, we can accomplish great things.
Three of the 21 Rules of the James Bond Lifestyle are; # 1- I never run out of cash. # 7 - I carry enough cash and credit to operate efficiently. # 10 - I’m not afraid to spend money on what I want.

So yes, we can accomplish our goals on a ‘standard budget’, but we need to know exactly what we want for ourselves and an exact plan on how to get it.

Cotto: How important is personal attire? Is it pretty far down the list, or an essential element of self-definition?

Kyriazi: It is essential to upgrade our clothing to at least staying away from T-shirt, shorts and tennis shoes as our daily attire.

Stay away from loose and baggy clothes. Well fitting clothes that are comfortable give the wearer subconscious power. This is especially important when we are first starting out to reinvent ourselves.

The new Bond movie Skyfall is all about Bond’s “resurrection” as he puts it. Upgraded clothes, cash in our money clips and a plan of action, will give our “resurrection” some empowerment.

In he ‘50s when Frank Sinatra was trying to make a comeback he said, “I changed my agent, my manger, my recording company, my clothes and got back to work.” Notice that “clothes” was in that list, along with that all important word “work”.

Cotto: Would Bond take something along the lines of a career setback in stride, or quite seriously? Can we learn from his example?

Kyriazi: In On Her Majesty’s Secret Service, when Bond thought that he was fired, he first got distressed when clearing out his desk, then took it in stride with a toast to the picture of the Queen on his wall, saying, “Sorry Ma’am.” But we know for sure that Bond will snap into action and find another job, probably as a mercenary. However, in Bond’s case, his secretary, Miss Moneypenny, saved the day and Bond kept his job.

When we have a setback, we have to ask ourselves, “What would James Bond do?” and the proper answer will come back: He’d focus, make a plan and take immediate action.

Interview Paul Kyriazi: The art of romance "James Bond" style




FLORIDA, September 1, 2012 — Romance is of tremendous importance to any given James Bond story. What can men learn from the unique relationship between Bond and the opposite gender?

Planning for the future is an extremely important thing. However, Bond does appear to live in the moment. Is there any way of finding a balanced center which emphasizes both wisdom and excitement?

In living the Bond lifestyle, is it more important to own things, or rather experience them? Above all else, is personal confidence the essence of James Bond? If not, then what might be?

In this second and final part of our discussion, Paul Kyriazi, who has educated men across the world about the Bond philosophy, will answer all of these questions and tell us a bit about his life and career.       

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Joseph F. Cotto: Romance is of tremendous importance to any given Bond story. What can men learn from the unique relationship between Bond and the opposite gender?

Paul Kyriazi: We know that James Bond enjoys women, but you’ve never seen him try to change any woman. Bond has no pre-conceived idea of what a woman should be. He takes each woman, even a villainess, at face value and lets her be herself. Bond’s attractive power with women is that he is on a mission. He has a purpose, he’s not “hanging out“, and it’s a positive purpose of trying to save the world from destruction.

Bond seldom chases the woman. He let’s the woman approach him. The actor George Hamilton, who has a reputation as a “ladies man” summed it up perfectly when he said, “I’ve never forced the issue of sexual involvement. Women make that decision. And as long as you make them feel comfortable, you’ll arrive there quicker than guys breathing down their neck.” James Bond never ‘breathes down their neck”.

In my James Bond Lifestyle seminar, I teach ‘The Ultimate Secret of Women’. And many women have told me, “Paul, you’ve hit the nail on the head with that one.” The ‘secret’ is; ‘Girls Just Wanna Have Fun’ just like the Cindi Lauper record. Of course, they first want love, respect and security, and most men will give them that. But what men often forget is that women also want ‘fun’.

So the man has to be the ‘director of fun’ and plan outings that the woman can enjoy. You know that James Bond would never sit home with his woman and watch three football games in a row. He’d be taking her to a luxury resort and saying things like, “Don’t bother to pack. Just bring your passport and we’ll buy what we need on the way.”

Cotto: Planning for the future is an extremely important thing. However, Bond does seem to live in the moment. Is there any way of finding a balanced center which emphasizes both wisdom and excitement?

Kyriazi: When he’s on a mission, James Bond certainly must live in the moment. He has to navigate the challenges that come to him as he proceeds to stop whatever evil he’s up against. When he is off duty, such as you see him lying in a small boat on the river with his girl of the moment Sylvia Trench, he is certainly relaxed with no plans except for the next few moments. The age old choice of the “wisdom of security” versus the “excitement of risk” seems not to concern Bond.

We often see him concentrated when it gets down to the final countdown on a mission, but we almost never see him afraid. Eliminating as much fear from our minds is upmost if we want to emulate 007 and have an exciting life. Yet, notice that Bond carried 50 gold sovereigns in his briefcase for back-up, valued at $19,000. (One full sovereign = 1/4 oz.) Gold can get us out of more dangerous situations than a Walther PPK.

Cotto: Despite being a man of refined taste, Bond does not seem to own many of the finer things. From stays in tropical resorts to refurbished Aston Martins, these are typically paid for by the British government. In living the Bond lifestyle, is it more important to actually own things, or rather experience them?

Kyriazi: Your question has struck to the very heart of living the James Bond Lifestyle. ‘Lifestyle’ leans more to the ‘livingness‘ side of life, than to the ‘ownership‘ side. We can live like James Bond if we think of ‘living‘, not ‘ownership‘. So, for example, instead of buying a second house, we can start taking ‘mental ownership’ of hotels as our second homes. It’s cheaper to do and we can have ‘second homes’ all around the world, just by using hotels.

And just think, you don’t have to clean up the place and carry in boxes of bed sheets, soap and shampoo. Your ‘second homes’ will have all that waiting for you when you check in. As 007 says in ‘On Her Majesty’s Secret Service’ when he is shown to his first class hotel room, “This will do. This will do me nicely.”

Cotto: Above all else, is personal confidence the essence of James Bond? If not, then what do you think might be?

Kyriazi: James Bond certainly did not have confidence when he was trying to disarm Goldfinger’s nuclear device in Ft. Knox. He was really sweating out the countdown until an expert showed up to turn it off. In ‘On Her Majesty’s Secret Service’ at the ice rink, surrounded by killers, Bond was at a complete loss of what to do and worried. It took his girlfriend Tracy to get him out of danger.

Confidence is not the essence of 007, perseverance is. No matter what, James Bond keeps going. He may have great setbacks, get beat up and tortured, but he never breaths a word about giving up. He perseveres to the end.

Without perseverance, no mission is accomplished. The attributes of confidence, intelligence, talent and education can help, but without perseverance James Bond would have been killed by Oddjob long before the bomb exploded making all that gold radioactive.

Cotto: Now that our discussion is at its end, many readers are probably wondering how you not only came to be a noted writer about the Bond philosophy, but a figure in the entertainment industry. Tell us a bit about your life and career.

Kyriazi: At age 8, I saw “The Making of ‘20,000 Leagues Under the Sea’ ” on Disneyland TV and decided I wanted to make movies too. I made 16mm action stories in film school and then on to directing independent feature films such as ‘Omega Cop’ starring Adam West who played Batman on TV.

In the ‘90s when independent feature films were difficult to get financed, and I was unable to break into Hollywood movies, I turned to making full-cast audio-books for novels I had written working with movie stars that I loved as a little boy, such as Rod Taylor, Robert Culp, David Hedison and George Chakiris. Even though they were in their ‘70s, they could still play leading men in my audio-books. It was a dream that I never thought possible.

So sometimes, when you don’t get exactly where you plan to go, if you preserve through the disappointments, you will get to a wonderful place that you didn’t even know existed.

Having survived as a creative freelancer all my life, I started getting questions about how I was able to do that. Since I had always had James Bond in my mind as living a lifestyle of luxury and adventure, I used him as an example to teach the success techniques that I had learned from books and seminars.

In 1998, I recorded a 90 minute cassette tape called ‘How to Live the James Bond Lifestyle’. I later expanded it into a 230 page book, and then to an eight hour audio-book and now a 342 page Kindle book. I’m still using those ‘Bond techniques’ to get to new levels of creativity and lifestyle, so I can continue to walk into luxury hotel rooms and say, “This will do. This will do me nicely.”